402 Saddle Trail Dr, Lufkin, TX 75904 Property Records

Angelina County property record for 402 Saddle Trail Dr, Lufkin, TX 75904

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,595 sqft · built 2020
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Sep 2020 Sale Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R99550`

Property Details

APN / Parcel Number

Primary APN	`R99550`
Alternative APNs	`6541-025F-001-008-00` `99550`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,595 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	99550
Street Address	402 SADDLE TRAIL DR
City	LUFKIN
State	TX
Zip	75904-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6541 VILLAGE AT SADDLE BROOK SUBD BLK 1 LOT 8
Legal Subdivision	VILLAGE AT SADDLE BROOK SUBD
Legal Block	1
Legal Lot Number	8
Jurisdiction	ANGELINA TX
Township / Civil Division	LUFKIN
Census Block Group	1
Census Block	1001
Census Tract	302

Owner

402 Saddle Trail Dr is owned and occupied by an individual who acquired it in September 2020.

Source: Angelina County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	402 SADDLE TRAIL DR, LUFKIN, TX 75904-8811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Warranty Deed, Transfer SECURITY AND GUARANTY ABSTRACT, SECURITY & GUARANTY ABSTRACT
Jun 23, 2020	Vendor's Lien, Transfer COMMERCIAL BANK OF TEXAS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020
Deed Sale	Sep 8, 2020
Prior Sale	Jun 23, 2020 · Amount on File
Deed Document Number	2020398116
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANGELINA TX
Recording Date	Sep 8, 2020
Property Address	402 SADDLE TRAIL DR, LUFKIN, TX 75904-8811
Document Number	202000398116
Map Reference	CAB E SL 40-A
Instrument Date	Sep 8, 2020
Instrument	2020-00398116
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	SECURITY AND GUARANTY ABSTRACT, SECURITY & GUARANTY ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 COVINGTON DR, 909, LUFKIN, TX 75904-4517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4102 SADDLE TRAIL DRIVE, LUFKIN, TX 75904

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ANGELINA TX
Recording Date	Jun 23, 2020
Property Address	402 SADDLE TRAIL DR, LUFKIN, TX 75904-8811
Document Number	202000395040
Map Reference	CAB E SL 40-A
Instrument Date	Jun 23, 2020
Instrument	2020-00395040
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	SECURITY & GUARANTY ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 S JOHN REDDITT DRA, 2110, LUFKIN, TX 75904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SADDLE TRAIL DR, LUFKIN, TX 75904-8811

Mortgage

Document Number	202000395041
Date	Jun 23, 2020
Instrument	2020-00395041

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 402 Saddle Trail Dr was $3,002 with exemptions applied, down 28.5% from the year before.

Source: Angelina County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Angelina County
Municipality	Lufkin City
Unified School District	Lufkin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,540 (-0.96%) Land $23,130 Building $237,410	$260,540 (-0.96%) Land $23,130 Building $237,410
2025	$3,002.00 (-28.54%) Homeowner's exemption Senior Citizen's exemption	$263,070 Land $23,130 Building $239,940	$263,070 Land $23,130 Building $239,940
2024	$4,201.00
2023		$257,860 Land $23,130 Building $234,730	$257,860 Land $23,130 Building $234,730
2022	$4,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Saddle Trail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Saddle Trail Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LUFKIN serves 51,236 people · EPA ID TX0030004
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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