Union County property record for 414 Ridgewood Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,580 sqft · built 1975 |
| Lot Size | 0.829 acres (36,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,000 (Nov 2022) |
| Tax Bill | $3,424 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-241-055 |
| Primary APN | 09-241-055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,111 sqft (0.829 acres) |
| Garage Type | Carport |
| Garage Area | 421 sqft |
| Carport | Carport |
| Carport Area | 421 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 232 sqft |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 414 RIDGEWOOD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-6368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #22 RIDGEWOOD PB04 PG99 |
| Legal Subdivision | RIDGEWOOD |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 20502 |
414 Ridgewood Dr, a rural home, is owned and occupied by two individuals who bought it in November 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 RIDGEWOOD DR, MONROE, NC 28112-6368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Warranty Deed, Transfer NOT AVAILABLE, TRYON TITLE |
| Aug 30, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on File |
| Deed Sale | Nov 16, 2022 · Amount on File |
| Deed Document Number | 202238388 |
| Deed Book / Page | 8609 / 87 |
| Prior Transfer Date | Aug 25, 2021 |
| Prior Transfer Doc | 822283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 16, 2022 |
| Property Address | 414 RIDGEWOOD DR, MONROE, NC 28112-6368 |
| Document Number | 0000860987 |
| Book / Page | 8609 / 87 |
| Map Reference | MB 4 PG 99 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 38388 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Title Company | NOT AVAILABLE, TRYON TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $656.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1426 BANBURY LOOP N, 1426, LAKELAND, FL 33809-7814 |
| Name | Verified Name |
|---|---|
| Address | 414 RIDGEWOOD DR, MONROE, NC 28112-6368 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 30, 2021 |
| Property Address | 414 RIDGEWOOD DR, MONROE, NC 28112-6368 |
| Document Number | 822283 |
| Book / Page | 8222 / 83 |
| Map Reference | MB 4 PG 99 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 40887 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 RIDGEWOOD DR, MONROE, NC 28112-6368 |
The 2025 property tax bill for 414 Ridgewood Dr was $3,424.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,700 (-) Land $72,300 Building $319,400 | $391,700 (-) Land $72,300 Building $319,400 | |
| 2025 | $3,424.00 | $391,700 Land $72,300 Building $319,400 | $391,700 Land $72,300 Building $319,400 |
| 2023 | $2,443.00 | $224,100 Land $28,600 Building $195,500 | $224,100 Land $28,600 Building $195,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Ridgewood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 414 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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