Union County property record for 405 Ridgewood Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,357 sqft · built 1985 |
| Lot Size | 0.987 acres (42,994 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,849 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-241-049 |
| Primary APN | 09-241-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 3,691 sqft |
| 1st Floor Area | 1,555 sqft |
| Basement Area | 1,479 sqft |
| Unfinished Basement | 1,479 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,994 sqft (0.987 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 510 sqft |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 RIDGEWOOD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-6369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | P/29 RIDGEWOOD 405 RIDGEWOOD DRIVE |
| Legal Subdivision | RIDGEWOOD |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20502 |
405 Ridgewood Dr, a rural home, is owned and occupied by an individual who acquired it in February 1997.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 RIDGEWOOD DR, MONROE, NC 28112-6369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 1997 |
| Deed Sale | Feb 10, 1997 |
| Deed Book / Page | 941 / 759 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 Ridgewood Dr was $3,849.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,400 (-) Land $74,100 Building $366,300 | $440,400 (-) Land $74,100 Building $366,300 | |
| 2025 | $3,849.00 | $440,400 Land $74,100 Building $366,300 | $440,400 Land $74,100 Building $366,300 |
| 2023 | $3,162.00 | $290,000 Land $29,900 Building $260,100 | $290,000 Land $29,900 Building $260,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Ridgewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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