Gaston County property record for 414 Ridge St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 898 sqft · built 1930 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Apr 2024) |
| Tax Bill | $1,354 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 133822 |
| Primary APN | 133822 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 898 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 414 RIDGE ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUNSET PARK BLK 1 L 2 08 004 116 00 000 |
| Legal Subdivision | SUNSET PARK |
| Legal Tract | 2 |
| Legal Block | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 30205 |
414 Ridge St is owned by two individuals who bought it in April 2024.
Source: Gaston County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 106TH AVENUE CT E, EDGEWOOD, WA 98372-1113 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 17, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2024 · Amount on File |
| Deed Sale | Apr 5, 2024 · Amount on File |
| Deed Book / Page | 5470 / 1703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 414 RIDGE ST, STANLEY, NC 28164-1546 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 524 106TH AVENUE CT E, EDGEWOOD, WA 98372-1113 |
| Document Number | 0054701706 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 5470/1706 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 17, 2023 |
| Property Address | 414 RIDGE ST, STANLEY, NC 28164-1546 |
| Document Number | 0054282472 |
| Book / Page | 5428 / 2472 |
| Instrument Date | Aug 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2012 RHYNE RD, DALLAS, NC 28034-7622 |
| Name | Verified Name |
|---|---|
| Address | 499 OLD MT, STANLEY, NC 28164 |
The 2026 property tax bill for 414 Ridge St was $1,354.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,354.00 | $124,400 (-) Land $18,500 Building $105,900 | |
| 2025 | $1,354.00 | $124,400 Land $18,500 Building $105,900 | |
| 2023 | $684.00 (+37.07%) | $124,400 (+67.95%) Land $18,500 Building $105,900 | |
| 2022 | $499.00 | $74,070 Land $14,000 Building $60,070 | |
| 2021 | $74,070 Land $14,000 Building $60,070 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 414 Ridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 414 Ridge St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT HOLLY |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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