401 Ridge St, Stanley, NC 28164 Property Records

Gaston County property record for 401 Ridge St, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1890
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Jun 2023)
Tax Bill	$1,506 (2026)
Deeds & Mortgages	Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`08005 01200`

Property Details

APN / Parcel Number

Primary APN	`08005 01200`
Alternative APNs	`133859` `647429`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Porch	Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 RIDGE ST
City	STANLEY
State	NC
Zip	28164-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STANLEY MILLS INC L 33 08 005 012 00 000
Legal Subdivision	STANLEY MILLS INC SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	3
Census Block	3026
Census Tract	30205

Owner

401 Ridge St is owned by an individual who bought it in June 2023.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	129 GREENDALE DR, MOUNT HOLLY, NC 28120-9219
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Jan 6, 1993 · Amount on File
Deed Book / Page	5417 / 913
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 16, 2023
Property Address	401 RIDGE ST, STANLEY, NC 28164-1545
Document Number	0054170913
Book / Page	5417 / 913
Map Reference	MB 9 PG 17
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Amount	Amount on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 534, STANLEY, NC 28164-0534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 GREENDALE DR, MT HOLLY, NC 28120-9219

Tax Assessment & Valuation

The 2026 property tax bill for 401 Ridge St was $1,506.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,506.00	$138,310 Land $18,500 Building $119,810
2023	$971.00 (+77.84%)	$88,360 (+40.84%) Land $18,500 Building $69,860
2022	$546.00	$62,740 Land $14,000 Building $48,740
2021			$62,740 Land $14,000 Building $48,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Ridge St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035
Water Source	Purchased surface water from CITY OF MOUNT HOLLY
Last State Inspection	Feb 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20