Cuyahoga County property record for 414 Prospect St, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,792 sqft · built 1853 |
| Lot Size | 0.229 acres (10,018 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Apr 2024) |
| Tax Bill | $5,137 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-21-011 |
| Primary APN | 363-21-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,792 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| 2nd Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1853 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,018 sqft (0.229 acres) |
| Lot Dimensions | 130 ft deep x 88.5 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Deck Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 414 PROSPECT ST |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 16 STEARNS S/L 20 EP BUT SEC 0019 EP |
| Legal Lot Number | 19 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 134206 |
Source: Cuyahoga County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage DOMINION FINANCIAL SERVICES LLC |
| Dec 27, 2022 | Warranty Deed, Transfer MAXIMUM TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | Dec 27, 2022 · Amount on Record |
| Deed Document Number | 0000000185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 414 PROSPECT ST, BEREA, OH 44017-2410 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 717 FAIR ST, BEREA, OH 44017-2704 |
| Document Number | 0000000186 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 202404170186 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE E, CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 414 PROSPECT ST, BEREA, OH 44017-2410 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Title Company | NOT AVAILABLE, NETWORK LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 7548 OAK HILL DR, CHESTERLAND, OH 44026-1725 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000375 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 202304280375 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERLAND, OH 44026 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Feb 27, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Dec 27, 2022 |
| Property Address | 414 PROSPECT ST, BEREA, OH 44017-2410 |
| Document Number | 0000000395 |
| Map Reference | VOL 6 PG 23 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 202212270395 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Title Company | MAXIMUM TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7548 OAK HILL DR, CHESTERLAND, OH 44026-1725 |
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,137.00 (+69.65%) Homeowner's exemption | $52,220 (-) Land $13,440 Building $38,780 | |
| 2024 | $3,028.00 (+95.61%) | $52,220 (+133.02%) Land $13,440 Building $38,780 | $440,000 (+587.5%) Land $38,400 Building $401,600 |
| 2023 | $1,548.00 (-64.04%) | $22,410 (-63.48%) Land $12,640 Building $9,770 | |
| 2022 | $4,305.00 | $61,360 Land $12,640 Building $48,720 | |
| 2021 | $64,000 Land $36,100 Building $27,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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