399 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 399 Prospect St, Berea, OH 44017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,008 sqft · built 1952
Lot Size0.487 acres (21,225 sqft)
OwnerIndividual Name on Record
Last Sale$153,000 (Mar 2017)
Tax Bill$5,074 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN363-21-018

Property Details

APN / Parcel Number

Primary APN363-21-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,008 sqft Living Area
1st Floor Area2,008 sqft
2nd Floor Area781 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,225 sqft (0.487 acres)
Lot Dimensions283 ft deep x 75 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address399 PROSPECT ST
CityBEREA
StateOH
Zip44017-2418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-B
Legal Description16 PARKVIEW 0008 ALL
Legal SubdivisionPARKVIEW
Legal Lot Number8
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group1
Census Block1002
Census Tract134206

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address399 PROSPECT ST, BEREA, OH 44017-2418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 27, 2017Warranty Deed, Transfer · FHA Mortgage
PACOR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2017 · Amount on Record
Deed SaleMar 27, 2017 · Amount on Record
Prior SaleDec 19, 2014
Deed Document Number0003270569
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address399 PROSPECT ST, BEREA, OH 44017-2418
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyCLG TITLE AND ESCROW SERVICES LLC, GM TITLE & ESCROW SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000720
DateJul 27, 2021
Instrument202107270720
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateMar 27, 2017
Property Address399 PROSPECT ST, BEREA, OH 44017-2418
Document Number0003270569
Instrument DateMar 22, 2017
Instrument3270569
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$612.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 PROSPECT ST BEREA OH 440172418, BEREA, OH 44017-2418

Mortgage

Document Number3270570
DateMar 27, 2017
Instrument3270570
Lender
NamePACOR MTG
TypeMortgage Company
AddressOAK FOREST, IL 60452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,074.00 (+2.13%) Homeowner's exemption$87,610 (-) Land $15,790 Building $71,820
2024$4,968.00 (+13.81%) Homeowner's exemption$87,610 (+38.58%) Land $15,790 Building $71,820$250,300 (+38.59%) Land $45,100 Building $205,200
2023$4,365.00 (+0.62%) Homeowner's exemption$63,220 (-) Land $14,880 Building $48,340
2022$4,338.00 Homeowner's exemption$63,220 Land $14,880 Building $48,340
2021$180,600 Land $42,500 Building $138,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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