414 Pine Bluff Rd, Winchester, TN 37398 Property Records

Franklin County property record for 414 Pine Bluff Rd, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,408 sqft · built 1966
Lot Size	3.52 acres (153,331 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Aug 2021)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Nov 2022 Transfer Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026054 00100`

Property Details

APN / Parcel Number

Primary APN	`026054 00100`
Alternative APN	`054 00100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	153,331 sqft (3.52 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,128 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	414 PINE BLUFF RD
City	WINCHESTER
State	TN
Zip	37398-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 15, COUNTY AREA: R01
Legal Tract	1
Jurisdiction	FRANKLIN TN
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	960201

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	414 PINE BLUFF RD, WINCHESTER, TN 37398-4259
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK
Feb 14, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Feb 2, 2021	Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC
Dec 16, 2020	Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	20217663
Deed Book / Page	458 / 267
Last Transfer Date	Nov 9, 2022
Transfer Doc	0022008613
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Nov 9, 2022
Property Address	414 PINE BLUFF RD, WINCHESTER, TN 37398-4259
Document Number	0022008613
Book / Page	D471 / 652
Instrument Date	Nov 9, 2022
Instrument	22008613
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	414 PINE BLUFF RD, WINCHESTER, TN 37398-4259

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 26, 2021
Property Address	414 PINE BLUFF RD, WINCHESTER, TN 37398-4259
Document Number	0021007663
Book / Page	D0458 / 267
Instrument Date	Aug 24, 2021
Instrument	21007663
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 VAN HAS LN, WINCHESTER, TN 37398-4373

Mortgage

Document Number	0021007664
Date	Aug 26, 2021
Instrument	21007664

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	414 PINE BLUFF RD, WINCHESTER, TN 37398-4259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000904
Date	Feb 14, 2018
Book Page	T1244/075
Instrument	18000904

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 2, 2021
Property Address	414 PINE BLUFF RD, WINCHESTER, TN 37398-4259
Document Number	0021000970
Book / Page	D0451 / 256
Instrument Date	Feb 2, 2021
Instrument	21000970
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 PINE BLUFF RD, WINCHESTER, TN 37398-4259

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Dec 16, 2020
Property Address	414 PINE BLUFF RD, WINCHESTER, TN 37398-4259
Document Number	0000009247
Book / Page	000450 / 000094
Instrument Date	Dec 15, 2020
Instrument	9247
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$278.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	214 MCCAIN RD WINCHESTER TN 373984255, WINCHESTER, TN 37398-4255

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,243.00 (+6.42%)	$62,300 (-) Land $11,075 Building $51,225
2023		$62,300 Land $11,075 Building $51,225
2022	$1,168.00		$249,200 Land $44,300 Building $204,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (1995–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER GROVE-WINCHESTER SPRINGS serves 6,979 people · EPA ID TN0000101
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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