242 Pine Bluff Rd, Winchester, TN 37398 Property Records

Franklin County property record for 242 Pine Bluff Rd, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,210 sqft · built 2021
Lot Size	0.789 acres (34,398 sqft)
Owner	Individual Name on File
Last Sale	$463,000 (Jan 2025)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026054A B 01200`

Property Details

APN / Parcel Number

Primary APN	`026054A B 01200`
Alternative APN	`054A B 01200`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,210 sqft Living Area
Upper Floors Area	432 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,398 sqft (0.789 acres)
Lot Dimensions	351 ft deep x 98 ft wide
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	242 PINE BLUFF RD
City	WINCHESTER
State	TN
Zip	37398-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:12 DIST:15 SUBD:WHISPERING PINES MAP REF:054
Legal Subdivision	WHISPERING PINES
Legal Lot Number	12
Jurisdiction	FRANKLIN TN
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	960201

Owner

Source: Franklin County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	242 PINE BLUFF RD, WINCHESTER, TN 37398-4256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Aug 30, 2022	Warranty Deed, Transfer · Line of Credit CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	25000543
Deed Book / Page	D492 / 167
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	242 PINE BLUFF RD, WINCHESTER, TN 37398-4256
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 PINE BLUFF RD, WINCHESTER, TN 37398-4256

Mortgage

Document Number	0023007251
Date	Nov 28, 2023
Book Page	T1508/173
Instrument	23007251

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	WINCHESTER, TN 37398

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 30, 2022
Property Address	242 PINE BLUFF RD, WINCHESTER, TN 37398-4256
Document Number	0022006883
Book / Page	D469 / 649
Map Reference	MB 685 PG 38
Instrument Date	Aug 26, 2022
Instrument	22006883
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 PINE BLUFF RD, WINCHESTER, TN 37398-4256

Mortgage

Document Number	0022006884
Date	Aug 30, 2022
Instrument	22006884

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 26, 2023

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,695.00 (+79.37%)	$84,925 (+1.71%) Land $6,250 Building $78,675
2023		$83,500 Land $6,250 Building $77,250
2022	$945.00		$339,700 Land $25,000 Building $314,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (1995–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER GROVE-WINCHESTER SPRINGS serves 6,979 people · EPA ID TN0000101
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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