Talbot County property record for 414 Parsonage Ln, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,564 sqft · built 2001 |
| Lot Size | 0.259 acres (11,289 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,552 (Mar 2001) |
| Tax Bill | $1,569 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-114151 |
| Primary APN | 02-114151 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,564 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,289 sqft (0.259 acres) |
| Porch | Slab |
| Porch Area | 412 sqft |
| Deck Area | 124 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 114151 |
|---|---|
| Street Address | 414 PARSONAGE LN |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BL K - 11,289 PARSONAGE LN BENTLEY HAY |
| Legal Subdivision | BENTLEY HAY |
| Legal Block | K |
| Legal Lot Number | 4 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 960700 |
414 Parsonage Ln is owned and occupied by two individuals who bought it in March 2001.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 PARSONAGE LN, SAINT MICHAELS, MD 21663-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2001 · Amount on File |
| Deed Sale | Mar 1, 2001 · Amount on File |
| Deed Document Number | 2001274 |
| Deed Book / Page | 992 / 474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 414 PARSONAGE LN, ST MICHAELS, MD 21663-2903 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029750208 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 2975/208 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 414 PARSONAGE LN, ST MICHAELS, MD 21663-2903 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0028070457 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 2807/457 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 414 PARSONAGE LN, ST MICHAELS, MD 21663-2903 |
| Document Number | 0026570345 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 414 PARSONAGE LN ST MICHAELS MD 216632903, ST MICHAELS, MD 21663-2903 |
| Document Number | 0026570345 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 002657/000345 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 13, 2034 |
The 2026 property tax bill for 414 Parsonage Ln was $1,569 with a homeowner's exemption, up 3.8% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,569.00 (+3.84%) Homeowner's exemption | $375,800 (+9.82%) | $443,000 (+29.46%) Land $158,300 Building $284,700 |
| 2025 | $1,511.00 Homeowner's exemption | $342,200 Land $108,800 Building $233,400 | $342,200 Land $108,800 Building $233,400 |
| 2023 | $1,402.00 Homeowner's exemption | $310,867 | $342,200 Land $108,800 Building $233,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Parsonage Ln in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Parsonage Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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