Talbot County property record for 410 Parsonage Ln, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,664 sqft · built 1975 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (May 2021) |
| Tax Bill | $2,729 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-087987 |
| Primary APN | 02-087987 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,664 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 246 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 087987 |
|---|---|
| Street Address | 410 PARSONAGE LN |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 3,4 - 100X12 N/S OSAGE LANE BENTLEY HAY |
| Legal Subdivision | BENTLEY HAY DEVELOPMENT |
| Legal Lot Number | 3,4 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 960700 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 410 PARSONAGE LN, SAINT MICHAELS, MD 21663-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| May 14, 2021 | Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Sep 17, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Aug 3, 2018 | Grant Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on Record |
| Deed Sale | May 14, 2021 · Amount on Record |
| Prior Sale | Sep 17, 2019 · Amount on Record |
| Deed Book / Page | 2847 / 106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 410 PARSONAGE LN, ST MICHAELS, MD 21663-2903 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0028410417 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2841/417 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | May 14, 2021 |
| Property Address | 410 PARSONAGE LN, ST MICHAELS, MD 21663-2903 |
| Document Number | 0028470106 |
| Book / Page | 2847 / 106 |
| Map Reference | LB MAS 83 PG 198 |
| Instrument Date | May 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 410 PARSONAGE LN, SAINT MICHAELS, MD 21663-2903 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Sep 17, 2019 |
| Property Address | 410 PARSONAGE LN, ST MICHAELS, MD 21663-2903 |
| Document Number | 0026410500 |
| Book / Page | 2641 / 500 |
| Map Reference | LB 2 FO 1 19 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | VENTURE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 410 PARSONAGE LN, SAINT MICHAELS, MD 21663-2903 |
| Document Number | 0002641505 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 2641/505 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Aug 3, 2018 |
| Property Address | 410 PARSONAGE LN, ST MICHAELS, MD 21663-2903 |
| Document Number | 0025540055 |
| Book / Page | 002554 / 000055 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | EASTERN MT TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6341 KLEINEIDAM WAY SPOTSYLVANIA VA 225512660, SPOTSYLVANIA, VA 22551-2660 |
| Document Number | 25540061 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 002554/000061 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2048 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,729.00 (+3.06%) Homeowner's exemption | $407,100 (+21.04%) | $478,500 (+28.84%) Land $159,500 Building $319,000 |
| 2025 | $2,648.00 (+7.51%) Homeowner's exemption | ||
| 2023 | $2,463.00 Homeowner's exemption | $336,333 | $371,400 Land $109,700 Building $261,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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