Santa Cruz County property record for 414 Palmer Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,853 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,585,000 (May 2019) |
| Tax Bill | $21,519 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-332-20 |
| Primary APN | 044-332-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,853 sqft Living Area |
| Gross Area | 3,355 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 414 PALMER AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BCH CNTRY CC PROP 01 |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 044-332-20
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 PALMER AVE, APTOS, CA 95003-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 30, 2019 | Grant Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Prior Sale | Jul 24, 2012 · Amount on Record |
| Deed Document Number | 201914541 |
| Prior Transfer Date | Jun 02, 2003 |
| Prior Transfer Doc | 0000064686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 414 PALMER AVE, APTOS, CA 95003-5212 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 414 PALMER AVE, APTOS, CA 95003-5212 |
| Document Number | 0000052314 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0052314 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 30, 2019 |
| Property Address | 414 PALMER AVE, APTOS, CA 95003-5212 |
| Document Number | 0000014541 |
| Map Reference | MB 23 PG 1 |
| Instrument Date | May 21, 2019 |
| Instrument | 2019-0014541 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 414 PALMER AVE, APTOS, CA 95003-5212 |
| Document Number | 0000014542 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2019-0014542 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,803,460 (+2%) Land $1,120,762 Building $682,698 | ||
| 2025 | $21,519.00 (+9.51%) Homeowner's exemption | $1,768,097 (+4.04%) Land $1,098,786 Building $669,311 | |
| 2023 | $19,650.00 (+2%) Homeowner's exemption | $1,699,440 Land $1,056,119 Building $643,321 | $1,652,760 |
| 2022 | $19,265.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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