Santa Cruz County property record for 405 Palmer Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,415 sqft Living Area |
| Lot Size | 6,578 sqft (0.151 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,900,000 (2023) |
| Tax Bill | $23,878.00 (2025) |
| Primary APN | 044-331-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,415 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood Construction |
| Lot Area | 6,578 sqft (0.151 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 480 sqft Garage |
| Carport | Carport |
| Carport Area | 480 sqft Carport |
| Deck Area | 454 sqft Deck |
| Patio Area | 454 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 405 PALMER AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5209 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BEACH COUNTRY CLUB SUB |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 044-331-15
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 PALMER AVE, APTOS, CA 95003-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2023 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Mar 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC |
| Aug 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AHL FUNDING |
| Oct 24, 2019 | Quit Claim Deed, Transfer PCMA INC |
| Dec 28, 2018 | Quit Claim Deed, Transfer GREENBOX LNS |
| Dec 28, 2018 | Grant Deed, Transfer GREENBOX LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Doc Number | 20239237 |
| Prior Transfer Date | Oct 18, 2019 |
| Prior Transfer Doc | 0000032790 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 25, 2023 |
| Property Address | 405 PALMER AVE, APTOS, CA 95003-5209 |
| Document Number | 0000009237 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023-0009237 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,090.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 PALMER AVE, APTOS, CA 95003-5209 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 405 PALMER AVE, APTOS, CA 95003-5209 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 405 PALMER AVE, APTOS, CA 95003-5209 |
| Document Number | 0000003650 |
|---|---|
| Date | Mar 03, 2023 |
| Instrument | 2023-0003650 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 405 PALMER AVE, APTOS, CA 95003-5209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 405 PALMER AVE, LOS GATOS, CA 95033 |
| Document Number | 0000041387 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 2021-0041387 |
| Name | AHL FUNDING |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 24, 2019 |
| Property Address | 405 PALMER AVE, APTOS, CA 95003-5209 |
| Document Number | 0000032790 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 32790 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2019 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 PALMER AVE APTOS CA 950035209, APTOS, CA 95003-5209 |
| Document Number | 32791 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 32791 |
| Name | PCMA INC |
|---|---|
| Address | 65 ENTERPRISE, ALISO VIEJO, CA 92656-2705 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Oct 23, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 28, 2018 |
| Property Address | 405 PALMER AVE, APTOS, CA 95003-5209 |
| Document Number | 0000038757 |
| Instrument Date | Dec 23, 2018 |
| Instrument | 38757 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 405 PALMER AVE APTOS CA 950035209, APTOS, CA 95003-5209 |
| Document Number | 38758 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 38758 |
| Name | GREENBOX LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS ANGELES, CA 90010 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 28, 2018 |
| Property Address | 405 PALMER AVE, APTOS, CA 95003-5209 |
| Document Number | 0000038756 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 38756 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 149 SEACLIFF DR APTOS CA 950034439, APTOS, CA 95003-4439 |
| Document Number | 38758 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 38758 |
| Name | GREENBOX LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS ANGELES, CA 90010 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,016,296 (+2%) Land $1,451,733 Building $564,563 | ||
| 2025 | $23,878.00 (+89.06%) Homeowner's exemption | $1,976,760 (+88.13%) Land $1,423,267 Building $553,493 | |
| 2023 | $12,630.00 (+2.03%) Homeowner's exemption | $1,050,758 Land $756,546 Building $294,212 | $1,659,420 |
| 2022 | $12,379.00 |
405 Palmer Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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