414 N Oak St, Centralia, WA 98531 Property Records

Lewis County property record for 414 N Oak St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Mar 2021)
Tax Bill	$2,137 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2020 Mortgage + 3 more
APN	`001173-001-000`

Property Details

APN / Parcel Number

Primary APN	`001173-001-000`
Alternative APNs	`2219262` `11061`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Upper Floors Area	384 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1963
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	130 ft deep x 36 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	2219262
Street Address	414 N OAK ST
City	CENTRALIA
State	WA
Zip	98531-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 05 TOWNSHIP 14N RANGE 02W - N11 LOT 16 & 17 BLK 5 CENT IMP COS REVISED ADD SW4
Legal Range	02W
Legal Township	14N
Legal Section	05
Legal Subdivision	CENT IMP COS REVISED ADD
Legal Block	5
Legal Lot Number	16,17
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1002
Census Tract	970600

Owner

414 N Oak St is owned and occupied by an individual who bought it in March 2021.

Source: Lewis County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	414 N OAK ST, CENTRALIA, WA 98531-4630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 30, 2019	Intrafamily Transfer, Transfer
Jan 10, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Deed Document Number	20213547491
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0003502975
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Mar 31, 2021
Property Address	414 N OAK ST, CENTRALIA, WA 98531-4630
Document Number	0003547491
Map Reference	VOL 2 PG 99
Instrument Date	Mar 31, 2021
Instrument	3547491
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,349.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 N OAK ST, CENTRALIA, WA 98531-4630

Mortgage

Document Number	0003547492
Date	Mar 31, 2021
Instrument	3547492

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	414 N OAK ST, CENTRALIA, WA 98531-4630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003539575
Date	Dec 18, 2020
Instrument	3539575

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS WA
Recording Date	May 30, 2019
Property Address	414 N OAK ST, CENTRALIA, WA 98531-4630
Document Number	0003502975
Instrument Date	May 30, 2019
Instrument	3502975
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2734 STARFORD LN #22322232, 2734, OLYMPIA, WA 98512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 N OAK ST, CENTRALIA, WA 98531-4630

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS WA
Recording Date	Jan 10, 2018
Property Address	414 N OAK ST, CENTRALIA, WA 98531-4630
Document Number	0003477885
Instrument Date	Jan 5, 2018
Instrument	3477885
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	TITLE GUARANTY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 14541, TUMWATER, WA 98511-4541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14541, TUMWATER, WA 98511-4541

Mortgage

Document Number	0003477886
Date	Jan 10, 2018
Instrument	3477886

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEWIS WA
Recording Date	Aug 31, 2017
Property Address	414 N OAK ST, CENTRALIA, WA 98531-4630
Document Number	0003471345
Instrument Date	Aug 25, 2017
Instrument	3471345
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,600 (-) Land $75,000 Building $250,600	$325,600 (-) Land $75,000 Building $250,600
2024	$2,137.00	$325,600 Land $75,000 Building $250,600	$325,600 Land $75,000 Building $250,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 414 N Oak St; there have been 70 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	70 (1980–2025)
Claims Outside the SFHA	27 of 70
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 19 claims High Winds, Severe Storms And Flooding, Feb 1996 · 17 claims Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 N Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

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