412 N Oak St, Centralia, WA 98531 Property Records

Lewis County property record for 412 N Oak St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,592 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$60,955 (Sep 2017)
Tax Bill	$2,335 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Transfer + 1 more
APN	`001173-000-000`

Property Details

APN / Parcel Number

Primary APN	`001173-000-000`
Alternative APNs	`2204020` `2213653`

Interior

Full Baths	1 Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,592 sqft Living Area
Gross Area	2,484 sqft
Upper Floors Area	700 sqft
Basement Area	892 sqft
Flooring	Asbestos (Tiles, Sheet)

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	130 ft deep x 39 ft wide

Exterior Amenities

Porch	Covered Porch
Porch Area	116 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2213653
Street Address	412 N OAK ST
City	CENTRALIA
State	WA
Zip	98531-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 05 TOWNSHIP 14N RANGE 02W LOT 15 & S 14 LOT 16 BLK 5 CENTRALIA IMPROVEMENT COMPANYS REVISED ADD
Legal Range	02W
Legal Township	14N
Legal Section	05
Legal Subdivision	CENTRALIA IMPROVEMENT COMPANYS REVISED A
Legal Block	5
Legal Lot Number	15,16
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1002
Census Tract	970600

Owner

412 N Oak St is owned by two individuals who acquired it in January 2020.

Source: Lewis County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 S PEARL ST, CENTRALIA, WA 98531-2328
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY STATE MORTGAGE CO
Jan 17, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2017	Warranty Deed, Transfer LEWIS COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Deed Document Number	20173472843
Last Transfer Date	Jan 17, 2020
Transfer Doc	0003517059
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	412 N OAK ST, CENTRALIA, WA 98531-4630
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003517738
Date	Jan 30, 2020
Instrument	3517738

Lender

Name	SECURITY STATE MORTGAGE CO
Type	Mortgage Company
Address	CENTRALIA, WA 98531

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEWIS WA
Recording Date	Jan 17, 2020
Property Address	412 N OAK ST, CENTRALIA, WA 98531-4630
Document Number	0003517059
Instrument Date	Jan 17, 2020
Instrument	3517059
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 N OAK ST, 412, CENTRALIA, WA 98531-4630

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Sep 29, 2017
Property Address	412 N OAK ST, CENTRALIA, WA 98531-4630
Document Number	0003472843
Map Reference	VOL 2 PG 99
Instrument Date	Sep 27, 2017
Instrument	3472843
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 N PEARL ST, CENTRALIA, WA 98531-4929

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$355,800 (-) Land $75,000 Building $280,800	$355,800 (-) Land $75,000 Building $280,800
2024	$2,335.00	$355,800 Land $75,000 Building $280,800	$355,800 Land $75,000 Building $280,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 412 N Oak St; there have been 70 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	70 (1980–2025)
Claims Outside the SFHA	27 of 70
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 19 claims High Winds, Severe Storms And Flooding, Feb 1996 · 17 claims Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 N Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

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