Santa Cruz County property record for 414 Monterey Ave, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1938 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $527,000 (Aug 2004) |
| Tax Bill | $9,675 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-092-07 |
| Primary APN | 036-092-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 840 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,746 sqft (0.086 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 414 MONTEREY AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MCCORMICKS ADD |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 121801 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 414 MONTEREY AVE, CAPITOLA, CA 95010-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2004 · Amount on Record |
| Deed Sale | Aug 20, 2004 · Amount on Record |
| Deed Document Number | 200460786 |
| Prior Transfer Date | Oct 22, 2003 |
| Prior Transfer Doc | 0000113667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 414 MONTEREY AVE, CAPITOLA, CA 95010-3614 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000031801 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020-0031801 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,580 (+2%) Land $604,266 Building $144,314 | ||
| 2025 | $9,675.00 (+10.19%) Homeowner's exemption | $733,902 (+4.04%) Land $592,418 Building $141,484 | |
| 2023 | $8,780.00 (+1.32%) Homeowner's exemption | $705,402 Land $569,412 Building $135,990 | $774,990 |
| 2022 | $8,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, T-Mobile, Xfinity.
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