412 Monterey Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 412 Monterey Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 900 sqft · built 1947
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$1,461,000 (Jun 2021)
Tax Bill	$19,315 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`036-092-06`

Property Details

APN / Parcel Number

Primary APN	`036-092-06`
Alternative APN	`036-092-06-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	900 sqft Living Area
Gross Area	1,208 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Other
Lot Area	4,095 sqft (0.094 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 MONTEREY AVE
City	CAPITOLA
State	CA
Zip	95010-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MCCORMICKS ADDITION
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1014
Census Tract	121801

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 MONTEREY AVE, CAPITOLA, CA 95010-3614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Intrafamily Transfer, Transfer
Jun 30, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 9, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 9, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Jul 16, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 16, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	202135303
Last Transfer Date	Jan 16, 2023
Transfer Doc	0000001313
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 26, 2023
Property Address	412 MONTEREY AVE, CAPITOLA, CA 95010-3614
Document Number	0000001313
Map Reference	VOL 18 PG 62
Instrument Date	Jan 16, 2023
Instrument	2023-0001313
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	412 MONTEREY AVE, CAPITOLA, CA 95010-3614

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 30, 2021
Property Address	412 MONTEREY AVE, CAPITOLA, CA 95010-3614
Document Number	0000035303
Map Reference	VOL 18 PG 62
Instrument Date	Jun 23, 2021
Instrument	2021-0035303
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MONTEREY AVE, CAPITOLA, CA 95010-3614

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 9, 2020
Property Address	412 MONTEREY AVE, CAPITOLA, CA 95010-3614
Document Number	0000035095
Instrument Date	Sep 3, 2020
Instrument	35095
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3930 REPOSA AVE SANTA CRUZ CA 950623274, SANTA CRUZ, CA 95062-3274

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 9, 2020
Property Address	412 MONTEREY AVE, CAPITOLA, CA 95010-3614
Document Number	0000035094
Map Reference	VOL 18 PG 62
Instrument Date	Aug 25, 2020
Instrument	2020-0035094
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 REPOSA AVE, SANTA CRUZ, CA 95062-3274

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 16, 2020
Property Address	412 MONTEREY AVE, CAPITOLA, CA 95010-3614
Document Number	0000025973
Instrument Date	Jul 7, 2020
Instrument	25973
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1395 41ST AVE #C CAPITOLA CA 950103930, C, CAPITOLA, CA 95010-3930

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 16, 2020
Property Address	412 MONTEREY AVE, CAPITOLA, CA 95010-3614
Document Number	0000025972
Instrument Date	Jul 7, 2020
Instrument	25972
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$677.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1395 41ST AVE SANTA CRUZ CA 95062, SANTA CRUZ, CA 95062

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,613,062 (+2%) Land $1,290,450 Building $322,612
2025	$19,315.00 (+8.96%) Homeowner's exemption	$1,581,434 (+4.04%) Land $1,265,147 Building $316,287
2023	$17,727.00 (+1%)	$1,520,025 Land $1,216,020 Building $304,005	$1,386,990
2022	$17,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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