414 Lombard St, Albion, MI 49224 Property Records

Calhoun County property record for 414 Lombard St, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,404 sqft · built 1939
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$7,674 (Sep 2017)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-003-269-00`

Property Details

APN / Parcel Number

Primary APN	`51-003-269-00`
Alternative APN	`13-51-003-269-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 80.8 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 LOMBARD ST
City	ALBION
State	MI
Zip	49224-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, G F BUNDAYS ADDITION BLK 3 LOT 9
Legal Subdivision	G F BUNDAYS ADDITION
Legal Block	3
Legal Lot Number	9
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2014
Census Tract	3500

Owner

414 Lombard St is owned and occupied by two individuals who bought it in September 2017.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 LOMBARD ST, ALBION, MI 49224-1926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 19, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Deed Document Number	20174171-0317
Deed Book / Page	4171 / 317
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	414 LOMBARD ST, ALBION, MI 49224-1926
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004526/707
Date	Apr 9, 2021
Book Page	4526/707

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Sep 19, 2017
Property Address	414 LOMBARD ST, ALBION, MI 49224-1926
Document Number	04171/0317
Book / Page	4171 / 0317
Map Reference	LB1 PG50
Instrument Date	Sep 11, 2017
Instrument	4171-0317
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	CALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transaction

Amount	Amount on Record
Tax	$66.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 LOMBARD ST, 414, ALBION, MI 49224-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 N MINGO ST, ALBION, MI 49224-1942

Mortgage

Document Number	0041710318
Date	Sep 19, 2017
Instrument	4171-0318

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 414 Lombard St was $1,687 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (+8.36%)
2025	$1,687.00 Homeowner's exemption	$64,600	$140,000 (+8.36%)
2024			$129,200 (+26.17%)
2023		$51,200	$102,400
2022	$1,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Lombard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Lombard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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