413 Lombard St, Albion, MI 49224 Property Records

Calhoun County property record for 413 Lombard St, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,600 sqft · built 1952
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jun 2008)
Tax Bill	$2,333 (2025)
Deeds & Mortgages	Jun 2017 Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51-003-244-00`

Property Details

APN / Parcel Number

Primary APN	`51-003-244-00`
Alternative APN	`13-51-003-244-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	880 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	14,201 sqft (0.326 acres)
Lot Dimensions	165 ft deep x 84.2 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 LOMBARD ST
City	ALBION
State	MI
Zip	49224-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, G F BUNDAYS ADDITION BLK 2. LOT 14 & N 20 FT OF LOT 13
Legal Subdivision	BUNDAYS ADDITION TO THE CITY OF ALBION
Legal Lot Number	13-14
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2015
Census Tract	3500

Owner

413 Lombard St is owned and occupied by an individual who bought it in June 2008.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	413 LOMBARD ST, ALBION, MI 49224-1925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
May 25, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2008 · Amount on File
Deed Sale	Jun 19, 2008 · Amount on File
Deed Book / Page	3383 / 257
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	413 LOMBARD ST, ALBION, MI 49224-1925
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04150/0869
Date	Jun 28, 2017
Book Page	4150/0869

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	413 LOMBARD ST, ALBION, MI 49224-1925
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LOMBARD ST, ALBION, MI 49224-1925

Mortgage

Document Number	004663/588
Date	May 25, 2022
Book Page	4663/588

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 28, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 413 Lombard St was $2,333 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,400 (+9.68%)
2025	$2,333.00 Homeowner's exemption	$88,800	$194,800 (+9.68%)
2024			$177,600 (+30.97%)
2023		$67,800	$135,600
2022	$1,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Lombard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Lombard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Lombard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures