414 Jefferson St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 414 Jefferson St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1940
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Nov 2017)
Tax Bill	$2,581 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 224.017-4-43`

Property Details

APN / Parcel Number

Primary APN	`301301 224.017-4-43`
Alternative APNs	`130122401700040430000000` `301301 224.017-0004-043` `56510 07`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	973 sqft
Upper Floors Area	534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Width	56 ft Width
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	39 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	56510 07
Street Address	414 JEFFERSON ST
City	ROME
State	NY
Zip	13440-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	H&L&G 56XIRREG
Legal Block	4
Legal Lot Number	43.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1001
Census Tract	22400

Owner

414 Jefferson St is owned and occupied by an individual who bought it in November 2017.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	414 JEFFERSON ST, ROME, NY 13440-3804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Prior Sale	Jun 12, 2006 · Amount on File
Deed Document Number	201716957
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 7, 2017
Property Address	414 JEFFERSON ST, ROME, NY 13440-3804
Document Number	0000016957
Instrument Date	Oct 24, 2017
Instrument	16957
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S JAY ST ROME NY 134404851, ROME, NY 13440-4851

Mortgage

Document Number	16958
Date	Nov 7, 2017
Instrument	16958

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 414 Jefferson St was $2,581 with a veteran's exemption.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,581.00 Veteran's exemption
2025		$57,900 Land $12,500 Building $45,400	$136,235 Land $29,412 Building $106,823
2023		$57,900 (-) Land $12,500 Building $45,400	$127,589 (+17.92%) Land $27,545 Building $100,044
2022	$3,983.00 Veteran's exemption	$57,900 Land $12,500 Building $45,400	$108,204 Land $23,360 Building $84,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 Jefferson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Oneida County Rural Telephone.

Nearby Properties on Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures