412 Jefferson St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 412 Jefferson St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,419 sqft · built 1952
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$73,500 (Aug 2016)
Tax Bill	$2,537 (2026)
Deeds & Mortgages	Jul 2024 Refinance Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`301301 224.017-4-42`

Property Details

APN / Parcel Number

Primary APN	`301301 224.017-4-42`
Alternative APNs	`130122401700040420000000` `301301 224.017-0004-042` `56505 07`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	811 sqft
Upper Floors Area	608 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Lot Width	55 ft Width
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	56505 07
Street Address	412 JEFFERSON ST
City	ROME
State	NY
Zip	13440-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	H&L&G 55X220
Legal Block	4
Legal Lot Number	42.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1001
Census Tract	22400

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 JEFFERSON ST, ROME, NY 13440-3804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Deed Book / Page	2016 / 11827
Prior Transfer Date	Apr 18, 2016
Prior Transfer Doc	2016007295
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	412 JEFFERSON ST, ROME, NY 13440-3804
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007812
Date	Jul 10, 2024
Instrument	2024-007812

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2039

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	412 JEFFERSON ST, ROME, NY 13440-3804
Document Number	0000016760
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 JEFFERSON ST ROME NY 134403804, ROME, NY 13440-3804

Mortgage

Document Number	0000016760
Date	Nov 20, 2018
Instrument	16760

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,537.00
2025		$54,000 (-) Land $17,800 Building $36,200	$127,059 (+6.78%) Land $41,882 Building $85,177
2023		$54,000 (-) Land $17,800 Building $36,200	$118,995 (+17.91%) Land $39,224 Building $79,771
2022	$4,036.00	$54,000 Land $17,800 Building $36,200	$100,916 Land $33,265 Building $67,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Oneida County Rural Telephone.

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