414 Hardy Ln, Brookhaven, MS 39601 Property Records

Lincoln County property record for 414 Hardy Ln, Brookhaven, MS 39601

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,378 sqft · built 1960
Lot Size	0.349 acres (15,200 sqft)
Owner	Individual Name on File
Last Sale	$269,325 (Dec 2025)
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B77-13-4-088`

Property Details

APN / Parcel Number

Primary APN	`B77-13-4-088`
Alternative APNs	`016162` `16162`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,378 sqft Adjusted Area
1st Floor Area	2,225 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Patio Area	429 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	16162
Street Address	414 HARDY LN
City	BROOKHAVEN
State	MS
Zip	39601-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A LOT IN E1/2 OF LOT 3-AS DESC IN DB 396 PG 274 HARDY ADDN 0052
Legal Range	07
Legal Township	07
Legal Section	13
Legal Subdivision	HARDY
Legal Lot Number	3
Jurisdiction	LINCOLN MS
Township / Civil Division	4
Census Block Group	2
Census Block	2031
Census Tract	950601

Owner

414 Hardy Ln is owned and occupied by an individual who bought it in December 2025.

Source: Lincoln County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	414 HARDY LN, BROOKHAVEN, MS 39601-4046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Mar 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF FRANKLIN
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Nov 15, 2022	Warranty Deed, Transfer
Dec 8, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Aug 30, 2024
Deed Document Number	20257050
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	414 HARDY LN, BROOKHAVEN, MS 39601-4046
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020205547
Date	Nov 2, 2020
Instrument	20205547

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 28, 2030

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	414 HARDY LN, BROOKHAVEN, MS 39601-4046
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221084
Date	Mar 4, 2022
Instrument	20221084

Lender

Name	BANK OF FRANKLIN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 5, 2027

Interest

Rate Type	Fixed Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MS
Recording Date	Dec 23, 2025
Property Address	414 HARDY LN, BROOKHAVEN, MS 39601-4046
Document Number	0020257050
Instrument Date	Dec 23, 2025
Instrument	20257050
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 116, MADISONVILLE, LA 70447-0116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 HARDY LN, BROOKHAVEN, MS 39601-4046

Mortgage

Document Number	0020257051
Date	Dec 23, 2025
Instrument	20257051

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MS
Recording Date	Nov 15, 2022
Property Address	414 HARDY LN, BROOKHAVEN, MS 39601-4046
Document Number	0020225612
Map Reference	BK 388 PG 82
Instrument Date	Nov 1, 2022
Instrument	20225612
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	714 NATCHEZ DR NE, BROOKHAVEN, MS 39601-9204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 HARDY LN, BROOKHAVEN, MS 39601-4046

December 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MS
Recording Date	Dec 8, 2015
Property Address	414 HARDY LN, BROOKHAVEN, MS 39601-4046
Document Number	001500/738
Book / Page	1500 / 738
Instrument Date	Dec 7, 2015
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 414 Hardy Ln was $1,054 with exemptions applied, down 1.8% from the year before.

Source: Lincoln County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lincoln County
Municipality	Brookhaven City
Unified School District	Brookhaven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00 (-1.77%) Homeowner's exemption Senior Citizen's exemption	$19,337 (+29.47%)	$193,370 (+29.47%) Land $40,000 Building $153,370
2024	$1,073.00 (-66.99%) Homeowner's exemption Senior Citizen's exemption	$14,936 (+9.98%)	$149,360 (+9.98%) Land $35,000 Building $114,360
2023	$3,251.00 (+94.55%) Homeowner's exemption	$13,581 (-)	$135,810 (-) Land $30,000 Building $105,810
2022	$1,671.00 Homeowner's exemption	$13,581	$135,810 Land $30,000 Building $105,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 Hardy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Hardy Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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