Lincoln County property record for 409 Hardy Ln, Brookhaven, MS 39601
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,092 sqft · built 1992 |
| Lot Size | 0.275 acres (11,978 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,164 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B77-13-4-082 |
| Primary APN | B77-13-4-082 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,092 sqft Adjusted Area |
| 1st Floor Area | 1,649 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,978 sqft (0.275 acres) |
| Lot Dimensions | 106 ft deep x 113 ft wide |
| Deck Area | 120 sqft |
| Utility Building | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 21191 |
|---|---|
| Street Address | 409 HARDY LN |
| City | BROOKHAVEN |
| State | MS |
| Zip | 39601-4045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .28 ACS M/L IN LOT 2 HARDY ADDN IN SW1/4 SE1/4 12/92 |
| Legal Range | 07 |
| Legal Township | 07 |
| Legal Section | 13 |
| Legal Subdivision | HARDY |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950601 |
Source: Lincoln County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 HARDY LN, BROOKHAVEN, MS 39601-4045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MS |
| Property Address | 409 HARDY LN, BROOKHAVEN, MS 39601-4045 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20213315 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 20213315 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Lincoln County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lincoln County |
| Municipality | Brookhaven City |
| Unified School District | Brookhaven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,164.00 (+27.22%) Homeowner's exemption | $17,376 (+25.25%) | $173,760 (+25.25%) Land $39,150 Building $134,610 |
| 2024 | $1,701.00 (-0.7%) Homeowner's exemption | $13,873 (+12.2%) | $138,730 (+12.2%) Land $34,250 Building $104,480 |
| 2023 | $1,713.00 (+14.66%) Homeowner's exemption | $12,365 (-) | $123,650 (-) Land $29,360 Building $94,290 |
| 2022 | $1,494.00 Homeowner's exemption | $12,365 | $123,650 Land $29,360 Building $94,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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