Santa Clara County property record for 414 Gemma Dr, Milpitas, CA 95035 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,964 sqft · built 1978 |
| Lot Size | 0.135 acres (5,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,500 (Nov 1994) |
| Tax Bill | $5,525 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 028-16-016 |
| Primary APN | 028-16-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| 2nd Floor Area | 760 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,880 sqft (0.135 acres) |
| Lot Dimensions | 105 ft deep x 56 ft wide |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Old Parcel Number | 02816016 |
|---|---|
| Street Address | 414 GEMMA DR |
| City | MILPITAS |
| State | CA |
| Zip | 95035-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5568 EASTBROOK BOOK 392 PAGE 43 PAGE 44 LOT 66 |
| Legal Subdivision | EASTBROOK |
| Legal Tract | 5568 |
| Legal Lot Number | 66 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 504414 |
Source: Santa Clara County records · APN 028-16-016
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 GEMMA DR, MILPITAS, CA 95035-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage FIDELITY NATIONAL TITLE INSURANCE |
| Aug 11, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 1994 · Amount on Record |
| Deed Sale | Nov 30, 1994 · Amount on Record |
| Deed Document Number | 199412735235 |
| Deed Book / Page | 683 / 1057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 414 GEMMA DR, MILPITAS, CA 95035-3645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024301100 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 24301100 |
| Name | FIDELITY NATIONAL TITLE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | TEMPE, AZ 85283 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 414 GEMMA DR, MILPITAS, CA 95035-3645 |
| Document Number | 0024007957 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 414 GEMMA DR MILPITAS CA 950353645, MILPITAS, CA 95035-3645 |
| Document Number | 0024007957 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 24007957 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2048 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $466,836 (+2%) Land $210,031 Building $256,805 | |
| 2025 | $5,525.00 (+4.25%) Homeowner's exemption | $457,683 (+4.04%) Land $205,913 Building $251,770 |
| 2023 | $5,300.00 (+0.4%) Homeowner's exemption | $439,913 Land $197,918 Building $241,995 |
| 2022 | $5,279.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855044141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 37 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force 31 of 37 on primary residences |
| Nearby Flood Claims | 10 (1978–2014) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Dec 2014, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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