Santa Clara County property record for 389 Gemma Dr, Milpitas, CA 95035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,964 sqft · built 1978 |
| Lot Size | 0.14 acres (6,105 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,100,500 (May 2025) |
| Tax Bill | $12,711 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 028-16-013 |
| Primary APN | 028-16-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| 2nd Floor Area | 760 sqft |
| Family Room | Family Room |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,105 sqft (0.14 acres) |
| Lot Dimensions | 111 ft deep x 55 ft wide |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 389 GEMMA DR |
|---|---|
| City | MILPITAS |
| State | CA |
| Zip | 95035-3656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1PUD |
| Legal Description | TR 5568 LOT 54 |
| Legal Subdivision | EASTBROOK |
| Legal Tract | 5568 |
| Legal Lot Number | 54 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 504414 |
Source: Santa Clara County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 389 GEMMA DR, MILPITAS, CA 95035-3656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | Dec 24, 2014 · Amount on Record |
| Deed Document Number | 25810516 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 389 GEMMA DR, MILPITAS, CA 95035-3656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 389 GEMMA DR, MILPITAS, CA 95035-3656 |
| Document Number | 0024795160 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 24795160 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,711.00 (+2.92%) | $1,081,653 (+4.04%) Land $661,012 Building $420,641 |
| 2023 | $12,350.00 (+0.41%) | $1,039,653 Land $635,345 Building $404,308 |
| 2022 | $12,299.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 10 (1978–2014) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Tekify Fiber & Wireless Fixed Wireless | 500 / 110 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks.
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