414 Gardner St, Joliet, IL 60433 Property Records

Will County property record for 414 Gardner St, Joliet, IL 60433

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 716 sqft · built 1900
Lot Size0.14 acres (6,173 sqft)
OwnerIndividual Name on Record
Last Sale$26,469 (Oct 2016)
Tax Bill$3,706 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN30-07-15-303-007

Property Details

APN / Parcel Number

Primary APN30-07-15-303-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area716 sqft
Gross Area1,432 sqft
Basement Area716 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,173 sqft (0.14 acres)
Lot Dimensions124 ft deep x 50 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Location & Zoning

Street Address414 GARDNER ST
CityJOLIET
StateIL
Zip60433-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 BLOCK 28 IN GARDNER'S SUB IN BLK 28 IN CANAL TRUSTEES SUB, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 15, T35N
Legal Range10E
Legal Township35N
Legal Section15
Legal SubdivisionWILLIAM A GARDNERS
Legal Block28
Legal Lot Number28
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group2
Census Block2011
Census Tract882500

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address414 GARDNER ST, JOLIET, IL 60433-2236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2016 · Amount on Record
Deed SaleOct 19, 2016 · Amount on Record
Prior SaleMay 6, 2016
Deed Document Number201684537
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address414 GARDNER ST, JOLIET, IL 60433-2236
Transaction TypeMortgage
Record UpdatedNov 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060173
DateNov 15, 2023
InstrumentR2023060173
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,706.00 (+0.79%)$54,148 (+9.3%) Land $8,728 Building $45,420$162,444 (+9.3%) Land $26,184 Building $136,260
2024$49,540 (+24.42%) Land $7,985 Building $41,555$148,620 (+24.42%) Land $23,955 Building $124,665
2022$3,677.00$39,816 Land $6,418 Building $33,398$119,448 Land $19,254 Building $100,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims60 (1981–2005)
Claims Outside the SFHA7 of 60
Most Recent ClaimNov 2005 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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