Will County property record for 412 Gardner St, Joliet, IL 60433
| Property Type | Single Family Home |
|---|---|
| Details | 738 sqft · built 1900 |
| Lot Size | 0.15 acres (6,354 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $196 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-07-15-303-006 |
| Primary APN | 30-07-15-303-006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 738 sqft |
| Gross Area | 1,289 sqft |
| Basement Area | 738 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 6,354 sqft (0.15 acres) |
| Lot Dimensions | 124 ft deep x 50 ft wide |
| Garage Area | 582 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 412 GARDNER ST |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60433-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 IN GARDNER'S SUB OF BLK 28 IN CANAL TRUSTEES SUB, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 15, T35N-R10E. |
| Legal Range | 10E |
| Legal Township | 35N |
| Legal Section | 15 |
| Legal Subdivision | GARDNER'S SUB |
| Legal Block | 28 |
| Legal Lot Number | 21 |
| Jurisdiction | WILL IL |
| Township / Civil Division | JOLIET |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 882500 |
412 Gardner St is owned and occupied by an individual.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 GARDNER ST, JOLIET, IL 60433-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage THE HILLINOIS HOUSING DEVELOPMENT AUTHIR |
| Jul 28, 2023 | Deed of Trust, Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 412 GARDNER ST # 2, 2, JOLIET, IL 60433-2236 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000054579 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | R2022054579 |
| Name | THE HILLINOIS HOUSING DEVELOPMENT AUTHIR |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 412 GARDNER ST # 2, 2, JOLIET, IL 60433-2236 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000038275 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | R2023038275 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 412 Gardner St was $196.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Joliet Township |
| Municipality | Joliet City |
| Elementary School District | Joliet Public School District 86 (PK - 08) |
| Secondary School District | Joliet Township High School District 204 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196.00 | $47,481 (+26.4%) Land $8,133 Building $39,348 | $142,443 (+26.4%) Land $24,399 Building $118,044 |
| 2024 | $37,565 Land $7,441 Building $30,124 | $112,695 Land $22,323 Building $90,372 | |
| 2022 | $688.00 Homeowner's exemption Senior Citizen's exemption | $30,191 Land $5,980 Building $24,211 | $90,573 Land $17,940 Building $72,633 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Gardner St in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 60 (1981–2005) |
| Claims Outside the SFHA | 7 of 60 |
| Most Recent Claim | Nov 2005 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 412 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Bertram Communications, T-Mobile, Verizon.
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