Smith County property record for 414 Elm St, Winona, TX 75792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,733 sqft · built 2021 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,133 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R107498 |
| Primary APN | R107498 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,733 sqft Heated Area |
| 1st Floor Area | 1,733 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 15,420 sqft (0.354 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R107498 |
|---|---|
| Street Address | 414 ELM ST |
| City | WINONA |
| State | TX |
| Zip | 75792-4922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KAYWOOD BLOCK 01 LOT 16 |
| Legal Subdivision | KAYWOOD |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | WINONA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1502 |
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 414 ELM ST, WINONA, TX 75792-4922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage TEXAS STATE AFFORDABLE HSNG CORP |
| Mar 2, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2020 |
| Deed Sale | Mar 2, 2020 |
| Deed Document Number | 2020100007440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 414 ELM ST, WINONA, TX 75792-4922 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Title Company | ATC |
| Name | Verified Name |
|---|---|
| Address | 414 ELM ST, WINONA, TX 75792-4922 |
| Document Number | 0001036962 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 202101036962 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Sep 3, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Mar 2, 2020 |
| Property Address | 414 ELM ST, WINONA, TX 75792-4922 |
| Document Number | 0000007440 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 7440 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 600 WINONA TX 757920600, WINONA, TX 75792-0600 |
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Winona Town |
| Unified School District | Winona Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,133.00 (+13.67%) Homeowner's exemption | $300,890 (-25.11%) Land $48,533 Building $252,357 | $300,890 (-25.11%) Land $48,533 Building $252,357 |
| 2025 | $3,636.00 (-7.2%) Homeowner's exemption | $401,777 (+66.28%) Land $47,145 Building $354,632 | $401,777 (+66.28%) Land $47,145 Building $354,632 |
| 2024 | $3,918.00 (+2.22%) | ||
| 2023 | $3,833.00 (-22.42%) Homeowner's exemption | $241,621 Land $18,045 Building $223,576 | $241,621 Land $18,045 Building $223,576 |
| 2022 | $4,941.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINONA serves 1,245 people · EPA ID TX2120026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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