Smith County property record for 220 Elm St, Winona, TX 75792
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,353 sqft · built 1974 |
| Lot Size | 0.961 acres (41,861 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,500 (May 2024) |
| Tax Bill | $5,266 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R107495 |
| Primary APN | R107495 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,353 sqft Heated Area |
| 1st Floor Area | 2,353 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 41,861 sqft (0.961 acres) |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 432 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | R107495 |
|---|---|
| Street Address | 220 ELM ST |
| City | WINONA |
| State | TX |
| Zip | 75792-4918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KAYWOOD BLOCK 1 LOT 8, 9 |
| Legal Subdivision | KAYWOOD |
| Legal Block | 1 |
| Legal Lot Number | 8-9 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | WINONA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1502 |
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 ELM ST, WINONA, TX 75792-4918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION |
| Feb 7, 2024 | Vendor's Lien, Transfer · Commercial Mortgage MUSTANG CREDIT SOLUTIONS LLC |
| Jun 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on Record |
| Deed Sale | May 21, 2024 · Amount on Record |
| Prior Sale | Feb 7, 2024 · Amount on Record |
| Deed Document Number | 202414363 |
| Prior Transfer Date | Jun 8, 2023 |
| Prior Transfer Doc | 0000017598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Sep 28, 2026 |
| Property Address | 220 ELM ST, WINONA, TX 75792-4918 |
| Document Number | 0000029277 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202629277 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 220 ELM ST, WINONA, TX 75792-4918 |
| Document Number | 0000029277, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202629277 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Feb 7, 2024 |
| Property Address | 220 ELM ST, WINONA, TX 75792-4918 |
| Document Number | 0001003525 |
| Map Reference | VOL 7 PG 81 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 202401003525 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | CTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 478 COUNTY ROAD 1658, ALBA, TX 75410-5530 |
| Document Number | 0001003526 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 202401003526 |
| Name | MUSTANG CREDIT SOLUTIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jun 15, 2023 |
| Property Address | 220 ELM ST, WINONA, TX 75792-4918 |
| Document Number | 0001017598 |
| Map Reference | VOL 7 PG 81 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 202301017598 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 PONDEROSA DR, GULF BREEZE, FL 32563-9527 |
| Name | Verified Name |
|---|---|
| Address | 220 ELM ST, WINONA, TX 75792-4918 |
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Winona Town |
| Unified School District | Winona Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,266.00 (-8.89%) | $357,801 (-0.04%) Land $89,292 Building $268,509 | $357,801 (-0.04%) Land $89,292 Building $268,509 |
| 2025 | $5,780.00 (+114.87%) | $357,932 (+64.25%) Land $86,671 Building $271,261 | $357,932 (+64.25%) Land $86,671 Building $271,261 |
| 2024 | $2,690.00 (+0.71%) | ||
| 2023 | $2,671.00 (-19.11%) Homeowner's exemption | $217,917 (+0.25%) Land $38,380 Building $179,537 | $217,917 (+0.25%) Land $38,380 Building $179,537 |
| 2022 | $3,302.00 Homeowner's exemption | $217,374 Land $44,650 Building $172,724 | $217,374 Land $44,650 Building $172,724 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINONA serves 1,245 people · EPA ID TX2120026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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