Chickasaw County property record for 414 E Prospect St, New Hampton, IA 50659 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,918 sqft · built 1900 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,500 (Sep 2022) |
| Tax Bill | $1,804 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 19-10-07-1-26-127 |
| Primary APN | 19-10-07-1-26-127 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| 1st Floor Area | 580 sqft |
| Basement Area | 580 sqft |
| Unfinished Basement | 580 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 264 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 1,396 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 108 sqft |
| Patio Area | 573 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 414 E PROSPECT ST |
|---|---|
| City | NEW HAMPTON |
| State | IA |
| Zip | 50659-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07-95-12 LOTS 24 & 31 SUB DIV. LOT 1 IRR. SUR. SE NW & W 54' LOT 21 & 22 OF 1 |
| Legal Range | 12W |
| Legal Township | 95N |
| Legal Section | 07 |
| Legal Lot Number | 1,21-22 |
| Jurisdiction | CHICKASAW IA |
| Township / Civil Division | NEW HAMPTON |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 70400 |
Source: Chickasaw County records · APN 19-10-07-1-26-127
Assessment roll updated September 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 E PROSPECT ST, NEW HAMPTON, IA 50659-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Sep 20, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CU |
| Sep 20, 2022 | Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Deed Document Number | 20221687 |
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 0000001844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICKASAW IA |
| Property Address | 414 E PROSPECT ST, NEW HAMPTON, IA 50659-1532 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0020251845 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025-1845 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Dec 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICKASAW IA |
| Property Address | 414 E PROSPECT ST, NEW HAMPTON, IA 50659-1532 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020221689 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022-1689 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | CHICKASAW IA |
| Recording Date | Sep 20, 2022 |
| Property Address | 414 E PROSPECT ST, NEW HAMPTON, IA 50659-1532 |
| Document Number | 0020221687 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022-1687 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 03, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 414 E PROSPECT ST, NEW HAMPTON, IA 50659-1532 |
| Document Number | 0020221688 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022-1688 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.63% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
Source: Chickasaw County records · Assessment roll updated September 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Chickasaw County |
| Municipality | New Hampton City |
| Unified School District | New Hampton Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,804.00 Homeowner's exemption | $134,200 (+7.79%) Land $27,800 Building $106,400 | $134,200 (+7.79%) Land $27,800 Building $106,400 |
| 2024 | $1,804.00 (+14.18%) | ||
| 2023 | $124,500 Land $27,800 Building $96,700 | $124,500 Land $27,800 Building $96,700 | |
| 2022 | $1,580.00 |
Source: FEMA National Flood Hazard Layer, Chickasaw County (19037C), updated September 28, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190370704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Butler-Bremer Mutual Telephone Company | Fiber | 1,000 / 1,000 |
| New Hampton Municipal Utilities | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Uniti Group | DSL | 200 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures