404 E Prospect St, New Hampton, IA 50659 Property Records

Chickasaw County property record for 404 E Prospect St, New Hampton, IA 50659 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2006
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,454 (2024)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10-07-1-26-124`

Property Details

APN / Parcel Number

Primary APN	`19-10-07-1-26-124`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Basement Area	1,600 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Architectural Style	Single Story
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	264 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	404 E PROSPECT ST
City	NEW HAMPTON
State	IA
Zip	50659-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 27 & 28 OF LOT 1 OF IRREGULAR SURVEY SE1/4 NW1/4 7-95-12
Legal Range	12
Legal Township	95
Legal Section	07
Legal Lot Number	1,27-28
Jurisdiction	CHICKASAW IA
Township / Civil Division	NEW HAMPTON
Census Block Group	1
Census Block	1038
Census Tract	70400

Owner

Source: Chickasaw County records · APN 19-10-07-1-26-124

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 E PROSPECT ST, NEW HAMPTON, IA 50659-1532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2016
Deed Sale	Jan 27, 2016
Deed Document Number	0020160146
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW IA
Property Address	404 E PROSPECT ST, NEW HAMPTON, IA 50659-1532
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211985
Date	Aug 27, 2021
Instrument	2021-1985

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chickasaw County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Chickasaw County
Municipality	New Hampton City
Unified School District	New Hampton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$252,500 (+10.26%) Land $17,700 Building $234,800	$252,500 (+10.26%) Land $17,700 Building $234,800
2024	$3,454.00 (-1.88%)
2023		$229,000 Land $17,700 Building $211,300	$229,000 Land $17,700 Building $211,300
2022	$3,520.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chickasaw County (19037C), updated September 28, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190370704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 6 of 6 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.