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414 E Palm Dr, Lakeland, FL 33803 Property Records

Polk County property record for 414 E Palm Dr, Lakeland, FL 33803

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,418 sqft · built 1984
Lot Size0.153 acres (6,652 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Aug 2008)
Tax Bill$481 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-28-30-256500-001430

Property Details

APN / Parcel Number

Primary APN24-28-30-256500-001430
Alternative APNs
  • 302824256500001430
  • 02824000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,418 sqft Living Area
1st Floor Area1,418 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,652 sqft (0.153 acres)
Lot Dimensions133 ft deep x 50 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Patio Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address414 E PALM DR
CityLAKELAND
StateFL
Zip33803-2652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal DescriptionHORNEYS J T 1ST ADD PB 6 PG 1 BLK A LOT 43
Legal Range24E
Legal Township28S
Legal Section30
Legal SubdivisionHORNEYS J T 1ST ADDITION
Legal Tract256500
Legal BlockA
Legal Lot Number43
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2009
Census Tract10502

Owner

414 E Palm Dr is owned and occupied by an individual who bought it in August 2008.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address414 E PALM DR, LAKELAND, FL 33803-2652
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2008 · Amount on File
Deed SaleAug 22, 2008 · Amount on File
Prior SaleDec 2, 1994 · Amount on File
Deed Document Number2008143090
Deed Book / Page7703 / 2116
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address414 E PALM DR, LAKELAND, FL 33803-2652
Document Number0113831045
Instrument DateSep 14, 2020
Transaction TypeMortgage
Record UpdatedOct 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address414 E PALM DR LAKELAND FL 338032652, LAKELAND, FL 33803-2652

Mortgage

Document Number0113831045
DateSep 22, 2020
Book Page011383/001045
Instrument197250
Lender
NamePLAINS CMRC BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 21, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 414 E Palm Dr was $481 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,308 (+2.7%)$212,658 (-5.05%) Land $53,200 Building $159,458
2025$481.00 Homeowner's exemption$55,801$223,966 Land $52,535 Building $171,431
2023$470.00 (+1.08%) Homeowner's exemption$52,649 (+3%)$234,719 (+10.42%) Land $51,205 Building $183,514
2022$465.00 Homeowner's exemption$51,116$212,562 Land $48,545 Building $164,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 E Palm Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2004–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 E Palm Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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