Polk County property record for 402 E Palm Dr, Lakeland, FL 33803
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,871 sqft · built 1963 |
| Lot Size | 0.153 acres (6,652 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Feb 2026) |
| Tax Bill | $2,937 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-30-256500-001400 |
| Primary APN | 24-28-30-256500-001400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,871 sqft Living Area |
| 1st Floor Area | 1,871 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Duplex Single |
| Lot Area | 6,652 sqft (0.153 acres) |
| Lot Dimensions | 133 ft deep x 50 ft wide |
| View / Lot | Duplex |
| Garage Type | Carport |
| Garage Area | 1,963 sqft |
| Carport | Carport |
| Carport Area | 1,963 sqft |
| Street Address | 402 E PALM DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33803-2652 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA3 |
| Legal Description | HORNEYS J T 1ST ADD PB 6 PG 1 BLK A LOT 40 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 30 |
| Legal Subdivision | HORNEYS J T 1ST ADDITION |
| Legal Block | A |
| Legal Lot Number | 40 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10502 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 E PALM DR, LAKELAND, FL 33803-2652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on Record |
| Deed Sale | Feb 5, 2026 · Amount on Record |
| Prior Sale | Nov 18, 2013 · Amount on Record |
| Deed Document Number | 202629746 |
| Deed Book / Page | 13872 / 150 |
| Prior Transfer Date | Oct 5, 2006 |
| Prior Transfer Doc | 0000246253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 5, 2026 |
| Property Address | 402 E PALM DR, LAKELAND, FL 33803-2652 |
| Document Number | 0000029746 |
| Book / Page | 13872 / 150 |
| Map Reference | MB 6 PG 1 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 2026029746 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6021 KITTIWAKE DR, LAKELAND, FL 33809-7315 |
| Name | Verified Name |
|---|---|
| Address | 402 E PALM DR, LAKELAND, FL 33803-2652 |
| Document Number | 0013872152 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 13872/152 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,621 (+1%) | $226,200 (-4.23%) Land $62,000 Building $43,731 | |
| 2025 | $2,937.00 (+46.26%) | $132,383 (+18.24%) | $236,184 (+110.94%) Land $62,000 Building $45,558 |
| 2023 | $2,008.00 (+9.91%) | $111,965 (+12.57%) Land $60,000 Building $51,965 | $111,965 (+12.57%) Land $60,000 Building $51,965 |
| 2022 | $1,827.00 | $99,461 Land $50,000 Building $49,461 | $99,461 Land $50,000 Building $49,461 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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