414 E Grove St, Midland, MI 48640 Property Records

Midland County property record for 414 E Grove St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1927
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,800 (Jan 2022)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	May 2022 Transfer Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-50-116`

Property Details

APN / Parcel Number

Primary APN	`14-16-50-116`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 E GROVE ST
City	MIDLAND
State	MI
Zip	48640-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 2 BLK 59 CARPENTERS DIV
Legal Subdivision	CARPENTERS DIV
Legal Block	59
Legal Lot Number	2
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3039
Census Tract	290100

Owner

Source: Midland County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 E GROVE ST, MIDLAND, MI 48640-5249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Intrafamily Transfer, Transfer CROSSROADS TITLE
Jan 7, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Nov 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	2022
Deed Book / Page	1653 / 279
Prior Transfer Date	Dec 29, 2021
Prior Transfer Doc	01656/1164
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	May 10, 2022
Property Address	414 E GROVE ST, MIDLAND, MI 48640-5249
Document Number	01656/1164
Book / Page	1656 / 1164
Map Reference	LB C PG A
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 E GROVE ST, 414, MIDLAND, MI 48640-5249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E GROVE ST, MIDLAND, MI 48640-5249

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 7, 2022
Property Address	414 E GROVE ST, MIDLAND, MI 48640-5249
Document Number	001653/279
Book / Page	1653 / 279
Map Reference	LB C PG A
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 E GROVE ST, 414, MIDLAND, MI 48640-5249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 ABBOTT RD APT X8, X8, MIDLAND, MI 48642-5012

Mortgage

Document Number	0001653280
Date	Jan 7, 2022
Instrument	1653/280

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 4, 2019
Property Address	414 E GROVE ST, MIDLAND, MI 48640-5249
Document Number	01628/01060
Book / Page	01628 / 01060
Instrument Date	Oct 31, 2019
Instrument	01628-01060
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$898.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2349 UNION AVE SE, 2349, GRAND RAPIDS, MI 49507-3223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 MERTZ ST, MIDLAND, MI 48640

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,300 (+12.11%)	$166,600 (+12.11%)
2025	$2,184.00 (+1.02%) Homeowner's exemption	$74,300	$148,600
2024	$2,162.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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