309 E Grove St, Midland, MI 48640 Property Records

Midland County property record for 309 E Grove St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 924 sqft · built 2009
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Jul 2024)
Tax Bill	$5,401 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Mar 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-50-246`

Property Details

APN / Parcel Number

Primary APN	`14-16-50-246`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	80 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 E GROVE ST
City	MIDLAND
State	MI
Zip	48640-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	NW 55 FT OF SW 80 FT OF LOT 7 BLK 65 CARPENTERS DIV
Legal Subdivision	CARPENTERS DIV
Legal Block	65
Legal Lot Number	7
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3031
Census Tract	290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3024 JEFFREY LN, MIDLAND, MI 48640-2448
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HORIZON BANK
Mar 3, 2020	Warranty Deed, Transfer · Line of Credit CHEMICAL BANK
Jun 8, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Book / Page	1673 / 1054
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	1615/1407
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	309 E GROVE ST, MIDLAND, MI 48640-5247
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 W OLSON RD, SANFORD, MI 48657-9622

Mortgage

Document Number	001660/120
Date	Sep 19, 2022
Book Page	1660/120

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	31 Months
Due	Apr 16, 2025

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 3, 2020
Property Address	309 E GROVE ST, MIDLAND, MI 48640-5247
Document Number	1631/885
Book / Page	1631 / 885
Map Reference	LB C PG A
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 NOVAK ST, 2800, MIDLAND, MI 48642-5058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 W OLSON RD, SANFORD, MI 48657-9622

Mortgage

Document Number	1631886
Date	Mar 3, 2020
Instrument	1631/886

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jun 8, 2018
Property Address	309 E GROVE ST, MIDLAND, MI 48640-5247
Document Number	1615/1407
Book / Page	1615 / 1407
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SYCAMORE SQ, MIDLAND, MI 48642-6346

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,600 (+9.5%)	$205,200 (+9.5%)
2025	$5,401.00 (+62.05%)	$93,700	$187,400
2024	$3,333.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Grove St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures