409 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 409 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,357 sqft · built 1948
Lot Size0.289 acres (12,600 sqft)
OwnerIndividual Name on Record
Last Sale$27,500 (Aug 2004)
Tax Bill$695 (2025)
Flood ZoneZone X (minimal risk)
APN249-01-03-020

Property Details

APN / Parcel Number

Primary APN249-01-03-020
Alternative APN
  • 47939

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,357 sqft Living Area
1st Floor Area1,357 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Exterior MaterialAsbestos
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions180 ft deep x 70 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchFinished/Screened Porch
FenceFence
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number47939
Old Parcel Number249 01 03 020
Street Address409 E CHARLOTTE AVE
CitySUMTER
StateSC
Zip29150-3641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 2 ZZ-5 PG 13
Legal SubdivisionPALMER & MALONE
Legal Lot Number2
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group2
Census Block2046
Census Tract700

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4150 GABBY LN, SUMTER, SC 29154-8370
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2004 · Amount on Record
Deed SaleAug 16, 2004 · Amount on Record
Deed Document Number0009491698
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$695.00 (+4.51%)$1,660 (+0.61%) Land $220 Building $1,440$27,727 (+0.84%) Land $3,730 Building $23,997
2023$1,650 (-) Land $210 Building $1,440$27,497 (-) Land $3,500 Building $23,997
2022$665.00$1,650 Land $210 Building $1,440$27,497 Land $3,500 Building $23,997

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims22 (1980–2026)
Claims Outside the SFHA6 of 22
Most Recent ClaimMay 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: FTC.

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