414 E 7th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 414 E 7th St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Auto Repair, Garage
Details	1,500 sqft · built 1998
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Nov 2022)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`8913-25-127-020`

Property Details

APN / Parcel Number

Primary APN	`8913-25-127-020`

Interior

Stories	1 Story
Building Area	1,500 sqft Gross Area
1st Floor Area	1,500 sqft
Interior Walls	Metal
Overhead Door	Overhead Door

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Metal
Fire Resistance	Fireproof Steel Frame
Roof Material	Metal
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	414 E 7TH ST
City	WATERLOO
State	IA
Zip	50703-4402
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	ORIGINAL PLAT WATERLOO EAST ALL LOT 6 BLK 42
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	42
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1027
Census Tract	700

Owner

Source: Black Hawk County records · APN 8913-25-127-020

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	902 E END AVE, EVANSDALE, IA 50707-1114
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2022 · Amount on Record
Deed Sale	Nov 01, 2022 · Amount on Record
Prior Sale	Nov 01, 2021 · Amount on Record
Deed Document Number	20229373
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 01, 2021
Property Address	414 E 7TH ST, WATERLOO, IA 50703-4402
Document Number	202200009373
Instrument Date	Oct 29, 2021
Instrument	202200009373
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 E END AVE, ELK RUN HEIGHTS, IA 50707-1114

Mortgage

Document Number	202200009374
Date	Nov 01, 2021
Instrument	202200009374

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 29, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00	$105,860 (-) Land $11,250 Building $94,610	$105,860 (-) Land $11,250 Building $94,610
2024	$2,296.00 (+17.86%)
2023		$105,860 (+19.32%) Land $11,250 Building $94,610	$105,860 (+19.32%) Land $11,250 Building $94,610
2022	$1,948.00	$88,720 Land $9,000 Building $79,720
2021			$88,720 Land $9,000 Building $79,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130007001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Jun 1980, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.