Black Hawk County property record for 320 E 7th St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1912 |
| Square Footage | 1,486 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Last Sale | $12,514 (2021) |
| Tax Bill | $1,124.00 (2025) |
| Primary APN | 8913-25-130-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,486 sqft Living Area |
| 1st Floor | 728 sqft 1st Floor |
| Basement Area | 728 sqft Basement |
| Unfinished Basement | 728 sqft Unfinished |
| Game Room | Game Room |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,000 sqft (0.138 acres) |
| Depth X Width | 150 ft x 40 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 234 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 320 E 7TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4806 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT WATERLOO EAST NE 40 FT LOT 3 BLK 25 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | ORIGINAL PLAT WATERLOO EAST |
| Legal Block | 25 |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 700 |
Source: Black Hawk County records · APN 8913-25-130-025
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3130 FINLEY RD, 510, DOWNERS GROVE, IL 60515-1100 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANKIOWA |
| Mar 03, 2022 | Deed of Trust, Mortgage RANBIR SINGH SAINT IRREVOCABLE TRUST |
| Jul 09, 2021 | Deed of Trust, Mortgage · Commercial Mortgage RANBIR SINGH SAINI IRREVOCABLE TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on Record |
| Deed Sale | May 14, 2021 · Amount on Record |
| Prior Sale | Sep 23, 2010 · Amount on Record |
| Deed Doc Number | 202124116 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 320 E 7TH ST, WATERLOO, IA 50703-4806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6118 ROOSEVELT RD B, B, OAK PARK, IL 60304-2399 |
| Document Number | 202400000285 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2024-00000285 |
| Name | BANKIOWA |
|---|---|
| Type | Bank |
| Address | 230 1ST ST E, INDEPENDENCE, IA 50644 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 320 E 7TH ST, WATERLOO, IA 50703-4806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200017455 |
|---|---|
| Date | Mar 03, 2022 |
| Instrument | 202200017455 |
| Name | RANBIR SINGH SAINT IRREVOCABLE TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | PERU, IL 61354 |
| Amount | Amount Recorded |
|---|---|
| Term | 11 Months |
| Due | Feb 22, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 320 E 7TH ST, WATERLOO, IA 50703-4806 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202200000599 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 202200000599 |
| Name | RANBIR SINGH SAINI IRREVOCABLE TRUST |
|---|---|
| Type | Private Party |
| Address | 964 CHARLES PL, PERU, IL 61354 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,124.00 | $56,320 (+53.21%) Land $7,140 Building $49,180 | $56,320 (+53.21%) Land $7,140 Building $49,180 |
| 2024 | $1,124.00 (+54.82%) | ||
| 2023 | $36,760 (+11.16%) Land $7,140 Building $29,620 | $36,760 (+11.16%) Land $7,140 Building $29,620 | |
| 2022 | $726.00 | $33,070 Land $7,140 Building $25,930 | |
| 2021 | $33,070 Land $7,140 Building $25,930 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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