414 Dembytown Rd, Joppa, MD 21085 Property Records

Harford County property record for 414 Dembytown Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,388 sqft · built 1950
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2023)
Tax Bill	$3,665 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-074318`

Property Details

APN / Parcel Number

Primary APN	`01-074318`
Alternative APNs	`1074318` `074318`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,388 sqft Total Area
Basement Area	575 sqft
Finished Basement	575 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	234 ft deep x 13 ft wide

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Deck Area	336 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	074318
Street Address	414 DEMBYTOWN RD
City	JOPPA
State	MD
Zip	21085-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.06 A 197.13X234.35 414 DEMBYTOWN ROAD W OF EDGEWOOD
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3003
Census Tract	301301

Owner

414 Dembytown Rd is owned and occupied by an individual who bought it in October 2023.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	414 DEMBYTOWN RD, JOPPA, MD 21085-4107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Mar 2, 2020	Deed of Trust, Mortgage · Line of Credit FREEDOM FCU
Aug 10, 2020	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Book / Page	16060 / 494
Transfer Doc	2054000230
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 12, 2023
Property Address	414 DEMBYTOWN RD, JOPPA, MD 21085-4107
Document Number	0160600494
Book / Page	16060 / 494
Map Reference	LB 5-7 FO 145
Instrument Date	Sep 19, 2023
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	414 DEMBYTOWN RD, JOPPA, MD 21085-4107

Mortgage

Document Number	0160600501
Date	Oct 12, 2023
Instrument	16060-0501

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	414 DEMBYTOWN RD, JOPPA, MD 21085-4107
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137200227
Date	Mar 2, 2020
Book Page	13720/227

Lender

Name	FREEDOM FCU
Type	Credit Union
Address	BEL AIR, MD 21014

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 10, 2020
Property Address	414 DEMBYTOWN RD, JOPPA, MD 21085-4107
Document Number	0140300005
Book / Page	14030 / 5
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SANCTUARY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 DEMBYTOWN RD, JOPPA, MD 21085-4107

Mortgage

Document Number	0001403012
Date	Aug 10, 2020
Instrument	14030/12

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 414 Dembytown Rd was $3,665 with a homeowner's exemption, up 21.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,665.00 (+21.48%) Homeowner's exemption	$336,300 (+9.69%) Land $75,600 Building $260,700	$336,300 (-) Land $75,600 Building $260,700
2025	$3,017.00 Homeowner's exemption	$306,600	$336,300 Land $75,600 Building $260,700
2023		$247,200 Land $75,600 Building $171,600	$247,200 Land $75,600 Building $171,600
2022	$2,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Dembytown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Dembytown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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