Harford County property record for 411 Dembytown Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,240 sqft · built 2007 |
| Lot Size | 0.78 acres (33,976 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Sep 2022) |
| Tax Bill | $705 (2022) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-069195 |
| Primary APN | 01-069195 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Total Area |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 33,976 sqft (0.78 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 128 sqft |
| Patio Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 069195 |
|---|---|
| Street Address | 411 DEMBYTOWN RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 0.78 AC 411 DEMBYTOWN ROAD N OF MAGNOLIA |
| Legal Subdivision | CONSTANT FRIENDSHIP |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 301301 |
411 Dembytown Rd is owned and occupied by two individuals who bought it in September 2022.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 DEMBYTOWN RD, JOPPA, MD 21085-4106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 29, 2022 | Deed, Transfer · VA Mortgage BAYFIRST NATIONAL BANK |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on File |
| Deed Sale | Sep 29, 2022 · Amount on File |
| Prior Sale | Oct 29, 2009 · Amount on File |
| Deed Book / Page | 15688 / 62 |
| Prior Transfer Date | Oct 25, 2018 |
| Prior Transfer Doc | 0130410496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 411 DEMBYTOWN RD, JOPPA, MD 21085-4106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0159290302 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 15929/302 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 29, 2022 |
| Property Address | 411 DEMBYTOWN RD, JOPPA, MD 21085-4106 |
| Document Number | 0156880062 |
| Book / Page | 15688 / 62 |
| Instrument Date | Sep 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 411 DEMBYTOWN RD, JOPPA, MD 21085-4106 |
| Document Number | 0156880071 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 15688-0071 |
| Name | BAYFIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 411 DEMBYTOWN RD, JOPPA, MD 21085-4106 |
| Document Number | 0130410500 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/MD INC |
| Name | Verified Name |
|---|---|
| Address | 411 DEMBYTOWN RD JOPPA MD 210854106, JOPPA, MD 21085-4106 |
| Document Number | 0130410500 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 013041/000500 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 31, 2033 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,700 (+15.12%) Land $69,900 Building $416,800 | $486,700 (-) Land $69,900 Building $416,800 | |
| 2025 | $422,767 | $486,700 Land $69,900 Building $416,800 | |
| 2023 | $294,900 Land $69,900 Building $225,000 | $294,900 Land $69,900 Building $225,000 | |
| 2022 | $705.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Dembytown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 411 Dembytown Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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