Mitchell County property record for 414 Chase St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 2,296 sqft · built 1894 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $356,000 (Jun 2026) |
| Tax Bill | $4,428 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1023479002 |
| Primary APN | 1023479002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 385 sqft |
| Unfinished Basement | 623 sqft |
| Game Room | Game Room |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 132 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 1,044 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 370 sqft |
| Patio Area | 683 sqft |
| Cooling System | None |
|---|---|
| Heating System | Steam |
| Water Source | Commercial |
| Street Address | 414 CHASE ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 & E 1/2 LOT 5 BLK 130 |
| Legal Subdivision | OSAGE |
| Legal Block | 130 |
| Legal Lot Number | 4,5 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 560300 |
Source: Mitchell County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 CHASE ST, OSAGE, IA 50461-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 19, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Mar 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOME TRUST & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2026 · Amount on File |
| Deed Sale | Jun 19, 2026 · Amount on File |
| Deed Document Number | 20261018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Jun 19, 2026 |
| Property Address | 414 CHASE ST, OSAGE, IA 50461-1121 |
| Document Number | 0000001018 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20261018 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $57,448.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 CHASE ST, OSAGE, IA 50461-1121 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 414 CHASE ST, OSAGE, IA 50461-1121 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02020/2571 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 2020/2571 |
| Instrument | 2020 2571 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Mar 31, 2022 |
| Property Address | 414 CHASE ST, OSAGE, IA 50461-1121 |
| Document Number | 002022/570 |
| Book / Page | 2022 / 570 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2022 570 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 414 CHASE ST, OSAGE, IA 50461-1121 |
| Document Number | 002022/571 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 2022/571 |
| Instrument | 2022 571 |
| Name | HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,428.00 (+8.85%) Homeowner's exemption | $304,940 (+13.49%) Land $16,460 Building $288,480 | $304,940 (+13.49%) Land $16,460 Building $288,480 |
| 2024 | $4,068.00 (+21.43%) | ||
| 2023 | $268,690 (+44.31%) Land $16,460 Building $252,230 | $268,690 (+44.31%) Land $16,460 Building $252,230 | |
| 2022 | $3,350.00 Homeowner's exemption | $186,190 Land $16,460 Building $169,730 | |
| 2021 | $186,190 Land $16,460 Building $169,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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