Mitchell County property record for 315 Chase St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,064 sqft · built 1910 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2025) |
| Tax Bill | $1,998 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jun 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1023460008 |
| Primary APN | 1023460008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 325 sqft |
| Unfinished Basement | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 132 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 368 sqft |
| Deck Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 315 CHASE ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 & W 1/2 LOT 10 BLK 124 |
| Legal Subdivision | OSAGE |
| Legal Block | 124 |
| Legal Lot Number | 9,10 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 560300 |
Source: Mitchell County records · APN 1023460008
Assessment roll updated October 21, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 CHASE ST, OSAGE, IA 50461-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK |
| Jun 16, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage 5 STAR COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Deed Document Number | 2025792 |
| Deed Book / Page | 2025 / 792 |
| Prior Transfer Date | Jun 17, 2024 |
| Prior Transfer Doc | 002024/980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 315 CHASE ST, OSAGE, IA 50461-1119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002023/234 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 2023/234 |
| Instrument | 2023 234 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Jun 16, 2025 |
| Property Address | 315 CHASE ST, OSAGE, IA 50461-1119 |
| Document Number | 002025/792 |
| Book / Page | 2025 / 792 |
| Instrument Date | May 23, 2025 |
| Instrument | 2025 792 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 CHASE ST, OSAGE, IA 50461-1119 |
| Document Number | 0002025793 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 2025 793 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Aug 16, 2022 |
| Property Address | 315 CHASE ST, OSAGE, IA 50461-1119 |
| Document Number | 02022/1470 |
| Book / Page | 2022 / 1470 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022 1470 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 CHASE ST, OSAGE, IA 50461-1119 |
| Document Number | 02022/1471 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 2022/1471 |
| Instrument | 2022 1471 |
| Name | 5 STAR COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Mitchell County records · Assessment roll updated October 21, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,998.00 Homeowner's exemption | $140,290 (+7.61%) Land $16,460 Building $123,830 | $140,290 (+7.61%) Land $16,460 Building $123,830 |
| 2024 | $1,998.00 (+4.39%) | ||
| 2023 | $130,370 (+28.68%) Land $16,460 Building $113,910 | $130,370 (+28.68%) Land $16,460 Building $113,910 | |
| 2022 | $1,914.00 | $101,310 Land $16,460 Building $84,850 | |
| 2021 | $101,310 Land $16,460 Building $84,850 |
Source: FEMA National Flood Hazard Layer, Mitchell County (19131C), as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 1,000 / 500 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 423 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA6663001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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