Kane County property record for 414 Cedar Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,554 sqft · built 1900 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $380,000 (May 2018) |
| Tax Bill | $13,633 (2025) |
| Deeds & Mortgages | Sep 2019 Loan Modification May 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-455-006 |
| Primary APN | 09-27-455-006 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,554 sqft Living Area |
| Basement Area | 1,168 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Detached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 414 CEDAR AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST. CHARLES -ORIGINAL TOWN- ELY 25 FT OF LOT 6 & ALL LOTS 7 & 8 BLK 23 |
| Legal Subdivision | STC-ORIGINAL TOWN |
| Legal Block | 23 |
| Legal Lot Number | 6,7,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 333 N RANDALL RD, 120, SAINT CHARLES, IL 60174-1500 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 4, 2019 | Loan Modification, Mortgage · Conventional with PMI AMERICAN BK&TR CO NA |
| May 15, 2018 | Warranty Deed, Transfer · Line of Credit AMERICAN BK/BRADENTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2018 · Amount on Record |
| Deed Sale | May 15, 2018 · Amount on Record |
| Deed Document Number | 201822514 |
| Prior Transfer Date | Mar 12, 2001 |
| Prior Transfer Doc | 0000028289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 414 CEDAR AVE, ST CHARLES, IL 60174-2029 |
| Document Number | 0000040690 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 333 N RANDALL RD ST CHARLES IL 601741573, ST CHARLES, IL 60174-1573 |
| Document Number | 0000040690 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 40690 |
| Name | AMERICAN BK&TR CO NA |
|---|---|
| Address | GENEVA, IL 60134 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 15, 2018 |
| Property Address | 414 CEDAR AVE, ST CHARLES, IL 60174-2029 |
| Document Number | 0000022514 |
| Instrument Date | May 11, 2018 |
| Instrument | 22514 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 333 N RANDALL RD #120 ST CHARLES IL 601741500, 120, ST CHARLES, IL 60174-1500 |
| Document Number | 22515 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 22515 |
| Name | AMERICAN BK/BRADENTON |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,633.00 (+18.68%) | $194,388 (+8.53%) Land $36,375 Building $158,013 | $583,397 (+8.53%) Land $109,169 Building $474,229 |
| 2024 | $179,110 (+25.89%) Land $33,516 Building $145,594 | $537,545 (+25.94%) Land $100,588 Building $436,957 | |
| 2022 | $11,487.00 (+3.86%) | $142,277 (+4.91%) Land $25,825 Building $116,452 | $426,831 (+4.91%) Land $77,475 Building $349,356 |
| 2021 | $11,060.00 | $135,618 Land $24,616 Building $111,002 | $406,854 Land $73,848 Building $333,006 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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