217 Cedar Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 217 Cedar Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,578 sqft · built 1850
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Feb 2026)
Tax Bill$2,124 (2025)
Deeds & MortgagesFeb 2026 Sale
Flood ZoneZone X (minimal risk)
APN09-27-387-004

Property Details

APN / Parcel Number

Primary APN09-27-387-004

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,578 sqft Living Area
Basement Area672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address217 CEDAR AVE
CitySAINT CHARLES
StateIL
Zip60174-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 066-NE JOHNOR
Legal SubdivisionSTC-ORIGINAL TOWN
Legal Block1
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1032
Census Tract852300

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address521 ILLINOIS AVE, SAINT CHARLES, IL 60174-2152
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2026 · Amount on Record
Deed SaleFeb 6, 2026 · Amount on Record
Deed Document Number20265135
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 6, 2026
Property Address217 CEDAR AVE, ST CHARLES, IL 60174-2025
Document Number0000005135
Instrument DateFeb 6, 2026
Instrument2026K005135
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$525.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 ILLINOIS AVE, SAINT CHARLES, IL 60174-2152

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,124.00 (+2.56%)$30,287 (+8.53%) Land $28,292 Building $1,995$90,897 (+8.53%) Land $84,910 Building $5,987
2024$2,071.00 (-6.03%)$27,906 (+2.23%) Land $26,068 Building $1,838$83,752 (+2.27%) Land $78,235 Building $5,516
2022$2,204.00 (+3.86%)$27,298 (+4.91%) Land $25,825 Building $1,473$81,894 (+4.91%) Land $77,475 Building $4,419
2021$2,122.00$26,020 Land $24,616 Building $1,404$78,060 Land $73,848 Building $4,212

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Cedar Ave

Nearby Streets

Search Property Records by Address or Parcel Number