Black Hawk County property record for 409 Baltimore St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,648 sqft · built 1903 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Jul 2024) |
| Tax Bill | $1,180 (2025) |
| Deeds & Mortgages | Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-330-021 |
| Primary APN | 8913-26-330-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 812 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 191 sqft |
| Deck Area | 200 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 409 BALTIMORE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITNEY AND SEDGWICKS ADDITION LOT 8 BLK 6 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | WHITNEY AND SEDGWICKS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 300 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 BALTIMORE ST, WATERLOO, IA 50701-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on Record |
| Deed Sale | Jul 8, 2024 · Amount on Record |
| Prior Sale | Jul 9, 2018 · Amount on Record |
| Deed Document Number | 202416935 |
| Prior Transfer Date | Jul 21, 2006 |
| Prior Transfer Doc | 2007002301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 9, 2018 |
| Property Address | 409 BALTIMORE ST, WATERLOO, IA 50701-2627 |
| Document Number | 201900000364 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 201900000364 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 BALTIMORE ST, WATERLOO, IA 50701-2627 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,180.00 (-7.09%) | $68,750 (+17.44%) Land $9,000 Building $59,750 | $68,750 (+17.44%) Land $9,000 Building $59,750 |
| 2024 | $1,270.00 (+23.78%) | ||
| 2023 | $58,540 (+25.35%) Land $9,000 Building $49,540 | $58,540 (+25.35%) Land $9,000 Building $49,540 | |
| 2022 | $1,026.00 | $46,700 Land $9,000 Building $37,700 | |
| 2021 | $46,700 Land $9,000 Building $37,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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