414 11th St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 414 11th St, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,165 sqft · built 1934
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 1999)
Tax Bill	$5,483 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-492-004-000`

Property Details

APN / Parcel Number

Primary APN	`006-492-004-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,165 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1938
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,700 sqft (0.062 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 11TH ST
City	PACIFIC GROVE
State	CA
Zip	93950-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 3 LOT 14 & N 1/2 OF LOT 16 BLK 126
Legal Subdivision	PACIFIC GROVE ADD 3
Legal Block	126
Legal Lot Number	14,16
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1009
Census Tract	12200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 11TH ST, PACIFIC GROVE, CA 93950-4402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jan 3, 2017	Deed of Trust, Mortgage · ARM UNITED WHOLESALE MORTGAGE
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2016	Loan Modification, Mortgage · Conventional Mortgage COMERICA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 1999 · Amount on Record
Deed Sale	Sep 29, 1999 · Amount on Record
Deed Document Number	199972202
Prior Transfer Date	Nov 15, 1995
Prior Transfer Doc	0033040278
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	414 11TH ST, PACIFIC GROVE, CA 93950-4402
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 11TH ST, PACIFIC GROVE, CA 93950-4402

Mortgage

Document Number	0000027384
Date	Jun 17, 2022
Instrument	2022027384

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.14%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.14%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	414 11TH ST, PACIFIC GROVE, CA 93950-4402
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000148
Date	Jan 3, 2017
Instrument	2017000148

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	414 11TH ST, PACIFIC GROVE, CA 93950-4402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051072
Date	Oct 30, 2019
Instrument	2019051072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	414 11TH ST, PACIFIC GROVE, CA 93950-4402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042189
Date	Aug 19, 2020
Instrument	2020042189

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Property Address	414 11TH ST, PACIFIC GROVE, CA 93950-4402
Document Number	0000000146
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 11TH ST PACIFIC GROVE CA 939504402, PACIFIC GROVE, CA 93950-4402

Mortgage

Document Number	0000000146
Date	Jan 3, 2017
Instrument	146

Lender

Name	COMERICA BK
Type	Bank
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$513,837 (+2%) Land $344,886 Building $168,951
2025	$5,483.00 (+3.51%) Homeowner's exemption	$503,763 (+4.04%) Land $338,124 Building $165,639
2023	$5,297.00 (+2.1%) Homeowner's exemption	$484,204 Land $324,996 Building $159,208
2022	$5,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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