412 11th St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 412 11th St, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1999
Lot Size	0.083 acres (3,600 sqft)
Owner	Trust Name on File
Last Sale	$935,000 (May 2016)
Tax Bill	$12,091 (2025)
Deeds & Mortgages	May 2017 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-492-003-000`

Property Details

APN / Parcel Number

Primary APN	`006-492-003-000`
Alternative APN	`006-492-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,683 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,600 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-492-003
Street Address	412 11TH ST
City	PACIFIC GROVE
State	CA
Zip	93950-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 3 LOT 10 & 12 BLK 126
Legal Subdivision	PACIFIC GROVE ADD 3
Legal Block	126
Legal Lot Number	10,12
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1009
Census Tract	12200

Owner

412 11th St is owner-occupied and held in a trust since May 2016.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	412 11TH ST, PACIFIC GROVE, CA 93950-4402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2017	Deed of Trust, Mortgage FREMONT BANK
Apr 9, 2020	Deed of Trust, Mortgage FREMONT BANK
Jan 26, 2021	Deed of Trust, Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2016 · Amount on File
Deed Sale	May 6, 2016 · Amount on File
Deed Document Number	201624484
Prior Transfer Date	Apr 12, 2005
Prior Transfer Doc	0000039817
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	412 11TH ST, PACIFIC GROVE, CA 93950-4402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027802
Date	May 25, 2017
Instrument	2017027802

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	412 11TH ST, PACIFIC GROVE, CA 93950-4402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017753
Date	Apr 9, 2020
Instrument	2020017753

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	412 11TH ST, PACIFIC GROVE, CA 93950-4402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 11TH ST, PACIFIC GROVE, CA 93950-4402

Mortgage

Document Number	0000005666
Date	Jan 26, 2021
Instrument	2021005666

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 412 11th St was $12,091 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,128,980 (+2%) Land $603,733 Building $525,247
2025	$12,091.00 Homeowner's exemption	$1,106,845 Land $591,896 Building $514,949
2023	$11,652.00 (+2.09%) Homeowner's exemption	$1,063,866 Land $568,913 Building $494,953
2022	$11,414.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 412 11th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 11th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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