Baldwin County property record for 4135 Harbor Rd, Orange Beach, AL 36561 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,863 sqft · built 2000 |
| Lot Size | 0.215 acres (9,384 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,728 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 65-02-04-4-001-046 |
| Primary APN | 65-02-04-4-001-046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,863 sqft Heated Area |
| 1st Floor Area | 1,863 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,384 sqft (0.215 acres) |
| Lot Dimensions | 135 ft deep x 69.2 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 355988 |
|---|---|
| Street Address | 4135 HARBOR RD |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-3579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 69.2' X 135.6' LOT 48 TERRY COVE HARBOR SUB SLIDE 1365-A THRU 1366-B CITY OF ORANGE BEACH SEC 4-T9S-R5E (WD/SURVIVORSHIP) |
| Legal Subdivision | TERRY COVE HARBOR |
| Legal Lot Number | 48 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11414 |
Source: Baldwin County records · APN 65-02-04-4-001-046
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4135 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4135 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001887468 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 1887468 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 10, 2019 |
| Property Address | 4135 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0001770821 |
| Instrument Date | Jul 09, 2019 |
| Instrument | 1770821 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2089 CLUB HOUSE DR, 2089, LILLIAN, AL 36549-5401 |
| Name | Verified Name |
|---|---|
| Address | 4135 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0001770822 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 1770822 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,728.00 (-14.07%) | $69,160 (+6.79%) Land $26,240 Building $42,920 | $742,700 (+14.7%) Land $281,800 Building $460,900 |
| 2023 | $2,011.00 (+25.06%) Homeowner's exemption | $64,760 (+24.16%) | $647,500 (+24.16%) Land $213,800 Building $433,700 |
| 2022 | $1,608.00 (+15.1%) Homeowner's exemption | $52,160 | $521,500 Land $167,200 Building $354,300 |
| 2021 | $1,397.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030114141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 296 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,104 units insured 808 under condo master policies |
| Nearby Flood Claims | 159 (1995–2020) |
| Claims Outside the SFHA | 6 of 159 |
| Most Recent Claim | Oct 2020, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 8,000 / 8,000 |
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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