4138 Vantage Cir, Sebring, FL 33872 Property Records

Highlands County property record for 4138 Vantage Cir, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,249 sqft · built 1988
Lot Size	0.151 acres (6,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jul 2024)
Tax Bill	$2,356 (2024)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C2748110000015B0`

Property Details

APN / Parcel Number

Primary APN	`C2748110000015B0`
Alternative APN	`C-27-34-28-110-0000-15B0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,249 sqft Living Area
Gross Area	1,649 sqft
1st Floor Area	1,249 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,587 sqft (0.151 acres)
View / Lot	Duplex
Garage Type	Attached
Garage Area	279 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4138 VANTAGE CIR
City	SEBRING
State	FL
Zip	33872-3410
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2FUD
Legal Description	VANTAGE POINTE PB 15 PG 2 LOT 15B
Legal Range	28E
Legal Township	34S
Legal Section	27
Legal Subdivision	VANTAGE POINTE
Legal Lot Number	15B
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4000
Census Tract	960602

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4138 VANTAGE CIR, SEBRING, FL 33872-3410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20242212022
Deed Book / Page	3055 / 76
Prior Transfer Date	Apr 8, 2009
Prior Transfer Doc	0001701221
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 4, 2018
Property Address	4138 VANTAGE CIR, SEBRING, FL 33872-3410
Document Number	0001910134
Book / Page	2654 / 0092
Map Reference	MB15 PG2
Instrument Date	Aug 30, 2018
Instrument	1910134
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 VANTAGE CIR, SEBRING, FL 33872-3410

Mortgage

Document Number	0001910135
Date	Sep 4, 2018
Instrument	1910135

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,246 (-26.9%)	$166,268 (+42.58%) Land $14,250 Building $152,018
2024	$2,356.00 (+22.45%)
2023	$1,924.00 (+128.23%)	$116,610 (+37.01%) Land $14,250 Building $102,360	$116,610 (-1.64%) Land $14,250 Building $102,360
2022	$843.00 Homeowner's exemption Senior Citizen's exemption	$85,112	$118,555 Land $14,250 Building $104,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20