Highlands County property record for 4127 Vantage Cir, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,108 sqft · built 1988 |
| Lot Size | 0.136 acres (5,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $64,000 (Dec 2011) |
| Tax Bill | $609 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C2748110000025A0 |
| Primary APN | C2748110000025A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| Gross Area | 1,387 sqft |
| 1st Floor Area | 955 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,913 sqft (0.136 acres) |
| Lot Dimensions | 108 ft deep x 55 ft wide |
| View / Lot | Duplex |
| Garage Type | Attached |
| Garage Area | 279 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 459 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 198 sqft |
| Patio Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4127 VANTAGE CIR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3416 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2FUD |
| Legal Description | VANTAGE POINTE PB 15 PG 2 LOT 25A |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 27 |
| Legal Subdivision | VANTAGE POINTE |
| Legal Lot Number | 25A |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 960602 |
4127 Vantage Cir, a duplex, is owned and occupied by two individuals who acquired it in October 2019.
Source: Highlands County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4127 VANTAGE CIR, SEBRING, FL 33872-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Oct 9, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2011 · Amount on File |
| Deed Sale | Dec 29, 2011 · Amount on File |
| Deed Document Number | 20111641868 |
| Deed Book / Page | 2308 / 1985 |
| Last Transfer Date | Oct 1, 2019 |
| Transfer Doc | 0001959376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 22, 2026 |
| Property Address | 4127 VANTAGE CIR, SEBRING, FL 33872-3416 |
| Document Number | 0002314171 |
| Book / Page | 3194 / 897 |
| Instrument Date | May 12, 2026 |
| Instrument | 20262314171 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4127 VANTAGE CIR, SEBRING, FL 33872-3416 |
| Document Number | 0002314171, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 3194/897 |
| Instrument | 20262314171 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4127 VANTAGE CIR, SEBRING, FL 33872-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001989072 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 2758/1008 |
| Instrument | 1989072 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 9, 2019 |
| Property Address | 4127 VANTAGE CIR, SEBRING, FL 33872-3416 |
| Document Number | 0001959376 |
| Book / Page | 002717 / 000213 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 1959376 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4127 VANTAGE CIR SEBRING FL 338723416, SEBRING, FL 33872-3416 |
The 2025 property tax bill for 4127 Vantage Cir was $609 with exemptions applied, up 2.7% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $609.00 (+2.7%) Homeowner's exemption Senior Citizen's exemption | $62,070 | $153,268 Land $15,000 Building $138,268 |
| 2024 | $593.00 (-2.63%) | ||
| 2023 | $609.00 (+2.53%) Homeowner's exemption Senior Citizen's exemption | $58,564 (+3%) | $122,535 (-1.31%) Land $15,000 Building $107,535 |
| 2022 | $594.00 Homeowner's exemption Senior Citizen's exemption | $56,858 | $124,163 Land $15,000 Building $109,163 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4127 Vantage Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4127 Vantage Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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